1975 Opal Dr, Aurora, IL 60506 Property Records

Kane County property record for 1975 Opal Dr, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,120 sqft · built 1968
Lot Size	2.29 acres (1 sqft)
Owner	Individual Name on Record
Tax Bill	$7,638 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-18-427-020`

Property Details

APN / Parcel Number

Primary APN	`15-18-427-020`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,120 sqft Living Area
Gross Area	2,448 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Raised Ranch
Construction Type	Frame
Lot Area	1 sqft
Garage Type	Attached
Garage Area	328 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	1975 OPAL DR
City	AURORA
State	IL
Zip	60506-1861
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FORDON PARK SUB UNIT 4 LOT 176
Legal Subdivision	FORDON PARK SUB
Legal Block	1
Legal Lot Number	176
Legal Unit	4-176
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	1
Census Block	1018
Census Tract	853005

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1975 OPAL DR, AURORA, IL 60506-1861
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2024	Intrafamily Transfer, Transfer · FHA Mortgage THE MORTGAGE LINK INC
Dec 16, 2020	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2025
Deed Sale	Mar 31, 2025
Prior Sale	Feb 1, 2024
Deed Document Number	202511171
Prior Transfer Date	Jan 12, 2024
Prior Transfer Doc	0000003417
Record Updated	Oct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Feb 1, 2024
Property Address	1975 OPAL DR, AURORA, IL 60506-1861
Document Number	0000003417
Instrument Date	Jan 12, 2024
Instrument	2024K003417
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1975 OPAL DR, AURORA, IL 60506-1861

Mortgage

Document Number	0000003418
Date	Feb 1, 2024
Instrument	2024K003418

Lender

Name	THE MORTGAGE LINK INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.12%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 16, 2020
Property Address	1975 OPAL DR, AURORA, IL 60506-1861
Document Number	0000078658
Instrument Date	Oct 21, 2020
Instrument	2020K078658
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$223.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1975 OPAL DR, AURORA, IL 60506-1861

Mortgage

Document Number	0000078659
Date	Dec 16, 2020
Instrument	2020K078659

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,638.00 (+26.58%)	$110,839 (+16.42%) Land $14,505 Building $96,334	$332,650 (+16.42%) Land $43,532 Building $289,118
2024		$95,210 (+28.36%) Land $13,260 Building $81,950	$285,744 (+28.41%) Land $39,796 Building $245,948
2022	$6,034.00 (+4.74%) Homeowner's exemption	$74,175 (+7.41%) Land $10,810 Building $63,365	$222,525 (+7.41%) Land $32,430 Building $190,095
2021	$5,761.00 Homeowner's exemption	$69,058 Land $10,064 Building $58,994	$207,174 Land $30,192 Building $176,982

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1981–2014)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Metronet, T-Mobile, Watch TV.

Nearby Properties on Opal Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures