1975 Gaines Rd, Hernando, MS 38632 Property Records

DeSoto County property record for 1975 Gaines Rd, Hernando, MS 38632 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Year Built	Built 2016
Square Footage	3,670 sqft Adjusted Area
Lot Size	261,360 sqft (6 acres)
Occupancy	Owner Occupied
Tax Bill	$2,597.00 (2025)

Owner

Source: DeSoto County records · APN 4-08-1-11-00-0-00025-07

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1975 GAINES RD, HERNANDO, MS 38632-9043
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Feb 18, 2016
Transfer Doc	000784/579
Record Refreshed	Jun 08, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1975 GAINES RD, HERNANDO, MS 38632-9043
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1975 GAINES RD, HERNANDO, MS 38632-9043

Mortgage

Document Number	005110/720
Date	Dec 14, 2020
Book Page	5110/720

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,597.00 (+15.63%)	$34,709 (+37.62%) Land $4,200 Building $30,509	$347,093 (+37.62%) Land $42,000 Building $305,093
2023	$2,246.00	$25,221	$252,210 Land $42,000 Building $210,210

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 63% of Mississippi
Wildfire Likelihood	About 1 in 826 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`4-08-1-11-00-0-00025-07`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	3,670 sqft Adjusted Area
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2016
Exterior Material	Brick Veneer Exterior
Construction Type	Brick Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Material	Shingle Roof
Lot Area	261,360 sqft (6 acres)

Location & Zoning

Street Address	1975 GAINES RD
City	HERNANDO
State	MS
Zip	38632-9043
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PT NW 1/4 SW 1/4
Legal Range	08
Legal Township	04
Legal Section	11
Jurisdiction	DESOTO MS
Minor Civil Division	5
Census Blockgroup	1
Census Block	1008
Census Tract	71123