1975 Elm St, Holt, MI 48842 Property Records

Ingham County property record for 1975 Elm St, Holt, MI 48842

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,036 sqft · built 1923
Lot Size	0.719 acres (31,320 sqft)
Owner	2 Individual Names on File
Last Sale	$107,500 (Jan 2022)
Tax Bill	$3,274 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-25-05-23-101-021`

Property Details

APN / Parcel Number

Primary APN	`33-25-05-23-101-021`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,036 sqft Living Area
1st Floor Area	1,036 sqft
Basement Area	572 sqft
Unfinished Basement	1,036 sqft
Flooring	Vinyl Sheet/Linoleum

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,320 sqft (0.719 acres)
Lot Dimensions	379 ft deep x 82.5 ft wide
Garage Type	Detached
Garage Area	352 sqft

Exterior Amenities

Porch	Slab
Porch Area	18 sqft
Deck Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	1975 ELM ST
City	HOLT
State	MI
Zip	48842-1603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NOT APP
Legal Description	(DP 629) LOT 41 HOLT FARMS NO. 1
Legal Subdivision	HOLT FARMS 01
Legal Lot Number	41
Legal Unit	41
Jurisdiction	INGHAM MI
Township / Civil Division	DELHI
Census Block Group	2
Census Block	2006
Census Tract	5402

Owner

1975 Elm St is owned and occupied by two individuals who bought it in January 2022.

Source: Ingham County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1975 ELM ST, HOLT, MI 48842-1603
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2022 · Amount on File
Deed Sale	Jan 25, 2022 · Amount on File
Prior Sale	Jun 11, 2009 · Amount on File
Deed Document Number	20223095
Prior Transfer Date	May 1, 2008
Prior Transfer Doc	0000020020
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INGHAM MI
Recording Date	Jan 25, 2022
Property Address	1975 ELM ST, HOLT, MI 48842-1603
Document Number	0000003095
Map Reference	LB 7 PG 13
Instrument Date	Jan 12, 2022
Instrument	2022-003095
Transaction Type	Transfer
Record Updated	Feb 14, 2022
Title Company	TRANSNATION TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$806.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11264 E 38TH PLACE, 11264, ROLLA, ND 58367

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6242 ENDENHALL WAY, EAST LANSING, MI 48823-7840

Mortgage

Document Number	0000003096
Date	Jan 25, 2022
Instrument	2022-003096

Lender

Name	HIWAY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1975 Elm St was $3,274 with a homeowner's exemption.

Source: Ingham County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ingham County
County Subdivision	Delhi Charter Township
Unified School District	Holt Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,100 (+2.23%) Land $25,000 Building $39,100	$128,200 (+2.23%) Land $50,000 Building $78,200
2025	$3,274.00 Homeowner's exemption	$62,700 Land $25,000 Building $37,700	$125,400 Land $50,000 Building $75,400
2023		$59,100 Land $23,800 Building $35,300	$118,200 Land $47,600 Building $70,600
2022	$2,401.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1975 Elm St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1975 Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANSING BOARD OF WATER & LIGHT serves 166,000 people · EPA ID MI0003760
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Mercury Fiber, Verizon.

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