1975 E 39th St, Lorain, OH 44055 Property Records

Lorain County property record for 1975 E 39th St, Lorain, OH 44055 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1963
Square Footage	1,312 sqft Living Area
Lot Size	5,131 sqft (0.204 acres)
Occupancy	Owner Occupied
Last Sale	$120,000 (2021)
Tax Bill	$1,473.00 (2025)

Owner

Source: Lorain County records · APN 03-00-100-109-044

Assessment roll updated May 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1975 E 39TH ST, LORAIN, OH 44055-2607
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 15, 2021 · Amount on Record
Deed Sale	Nov 15, 2021 · Amount on Record
Deed Doc Number	2021849413
Prior Transfer Date	Sep 18, 2001
Prior Transfer Doc	0000778638
Record Refreshed	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Nov 15, 2021
Property Address	1975 E 39TH ST, LORAIN, OH 44055-2607
Document Number	20210849413
Map Reference	VOL 23 PG 78
Instrument Date	Nov 03, 2021
Instrument	2021-0849413
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	AMROCK INC, AMROCK LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right Of Survivorship
Address	1975 E 39TH ST, LORAIN, OH 44055-2607

Mortgage

Document Number	20210849414
Date	Nov 15, 2021
Instrument	2021-0849414

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,473.00 Homeowner's exemption	$38,530 (-0.01%) Land $4,200 Building $34,330	$110,090 (-) Land $12,000 Building $98,090
2024	$1,473.00 (-2.32%)	$38,532 (+31.54%) Land $4,200 Building $34,332	$110,090 (+31.54%) Land $12,000 Building $98,090
2023	$1,508.00 (+0.87%)	$29,292 (+0.01%) Land $5,478 Building $23,814	$83,690 (-) Land $15,650 Building $68,040
2022	$1,495.00	$29,290 Land $5,480 Building $23,810
2021			$83,690 Land $15,650 Building $68,040

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`03-00-100-109-044`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	1,312 sqft Living Area
Gross Area	1,672 sqft Gross Area
1st Floor	1,012 sqft 1st Floor
Basement Area	1,012 sqft Basement
Family Room	Family Room
Stories	1 Stories

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	No Foundation Foundation
Lot Area	5,131 sqft (0.204 acres)
Depth X Width	177 ft x 29 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	220 sqft Garage
Shed	1 Shed
Shed Area	96 sqft Shed
Porch Area	140 sqft Porch

Utilities and HVAC

Cooling System	None Cooling
Heating System	Baseboard Heating
Heating Fuel	Gas Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	1975 E 39TH ST
City	LORAIN
State	OH
Zip	44055-2607
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	OAKWOOD 7 28.99 X 177
Legal Subdivision	OAKWOOD 7
Legal Block	109
Legal Lot Number	499
Jurisdiction	LORAIN OH
Minor Civil Division	LORAIN
Census Blockgroup	2
Census Block	2011
Census Tract	97500