1975 Dewey Rd, Montvale, VA 24122 Property Records

Bedford County property record for 1975 Dewey Rd, Montvale, VA 24122

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,795 sqft · built 2002
Lot Size	1.77 acres (77,101 sqft)
Owner	Individual Name on File
Last Sale	$221,000 (Feb 2014)
Tax Bill	$1,214 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Sep 2021 Refinance + 5 more
Flood Zone	Zone X (minimal risk)
APN	`69 A 54A`

Property Details

APN / Parcel Number

Primary APN	`69 A 54A`
Alternative APNs	`90503814` `471480`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,795 sqft Living Area
1st Floor Area	1,771 sqft
Basement Area	1,771 sqft
Unfinished Basement	1,771 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	77,101 sqft (1.77 acres)
Porch	Porch
Porch Area	184 sqft
Deck Area	130 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1975 DEWEY RD
City	MONTVALE
State	VA
Zip	24122-2939
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 PB 40/146
Legal Lot Number	2
Jurisdiction	BEDFORD VA
Township / Civil Division	6
Census Block Group	2
Census Block	2003
Census Tract	30605

Owner

Source: Bedford County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1975 DEWEY RD, MONTVALE, VA 24122-2939
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Sep 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC
Jun 30, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC
Jun 15, 2006	Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK
Aug 29, 2016	Deed of Trust, Mortgage · FHA Mortgage R M K FINANCIAL CORP
Oct 15, 2015	Deed of Trust, Mortgage · Stand-Alone Refinance R M F FINANCIAL CORP
Mar 9, 2026	Gift Deed, Transfer · Commercial Mortgage HOMETAP EQUITY PARTNERS LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 21, 2014 · Amount on Record
Deed Sale	Feb 21, 2014 · Amount on Record
Deed Document Number	20141383
Last Transfer Date	Feb 26, 2026
Transfer Doc	0000001994
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1975 DEWEY RD, MONTVALE, VA 24122-2939
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190011203
Date	Nov 25, 2019
Instrument	190011203

Lender

Name	QUICKEN LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2039

Interest

Rate Type	Fixed Rate
Rate	3.63%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1975 DEWEY RD, MONTVALE, VA 24122-2939
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210012716
Date	Sep 2, 2021
Instrument	210012716

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2041

Interest

Rate Type	Fixed Rate
Rate	2.88%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1975 DEWEY RD, MONTVALE, VA 24122-2939
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230005363
Date	Jun 30, 2023
Instrument	230005363

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Fixed Rate

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1975 DEWEY RD, MONTVALE, VA 24122-2939
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060009124
Date	Jun 15, 2006
Instrument	060009124

Lender

Name	SUNTRUST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1975 DEWEY RD, MONTVALE, VA 24122-2939
Transaction Type	Mortgage
Record Updated	Mar 23, 2026
Title Company	DOCUMENT PROCESSING SOLUTIONS, DOCUMENT PROCESSING SOLUTION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0160007837
Date	Aug 29, 2016
Instrument	160007837

Lender

Name	R M K FINANCIAL CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate

October 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1975 DEWEY RD, MONTVALE, VA 24122-2939
Transaction Type	Mortgage
Record Updated	Mar 23, 2026
Title Company	DOCUMENT PROCESSING SOLUTIONS, DOCUMENT PROCESSING SOLUTION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0150009916
Date	Oct 15, 2015
Instrument	150009916

Lender

Name	R M F FINANCIAL CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2045

Interest

Rate Type	Fixed Rate

March 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	BEDFORD VA
Recording Date	Mar 9, 2026
Property Address	1975 DEWEY RD, MONTVALE, VA 24122-2939
Document Number	0260001994
Map Reference	MB 40 PG 146
Instrument Date	Feb 26, 2026
Instrument	260001994
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1975 DEWEY RD, MONTVALE, VA 24122-2939

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1975 DEWEY RD, MONTVALE, VA 24122-2939

Mortgage

Document Number	0260001995
Date	Mar 9, 2026
Instrument	260001995

Lender

Name	HOMETAP EQUITY PARTNERS LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,214.00	$296,100 (+1%) Land $45,000 Building $251,100
2023	$1,214.00 Additional exemption filed	$148,050	$296,100 Land $45,000 Building $251,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2016–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 80% of Virginia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
ZiTEL Fiber	960 / 960

Cell Coverage

5G (outdoors only) and 4G LTE

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