1975 Cranberry Ln, Culpeper, VA 22701 Property Records

Culpeper County property record for 1975 Cranberry Ln, Culpeper, VA 22701

Property Summary

Property Type	Townhouse
Details	4 bd · 3.5 ba · 2,168 sqft · built 2006
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$136,900 (Jun 2009)
Tax Bill	$1,671 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-G-1-260`

Property Details

APN / Parcel Number

Primary APN	`41-G-1-260`
Alternative APN	`21525`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,168 sqft Living Area
1st Floor Area	1,051 sqft
Basement Area	1,051 sqft
Unfinished Basement	1,051 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,049 sqft (0.07 acres)
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	21525
Street Address	1975 CRANBERRY LN
City	CULPEPER
State	VA
Zip	22701-1625
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2
Legal Description	MEADOWS OF CULPEPER PHASE 1B, LOT 260 3,256 SQ FT PC 8/300-302
Legal Subdivision	222
Legal Phase	1B
Legal Lot Number	3,256,2
Jurisdiction	CULPEPER VA
Township / Civil Division	EAST FAIRFAX
Census Block Group	4
Census Block	4018
Census Tract	930300

Owner

1975 Cranberry Ln, a townhouse, is owned and occupied by an individual who bought it in June 2009.

Source: Culpeper County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1975 CRANBERRY LN, CULPEPER, VA 22701-1625
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 6, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Aug 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC
Jan 8, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2009 · Amount on File
Deed Sale	Jun 10, 2009 · Amount on File
Prior Sale	Mar 27, 2009 · Amount on File
Deed Book / Page	900 / 3478
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	1975 CRANBERRY LN, CULPEPER, VA 22701-1625
Transaction Type	Mortgage
Record Updated	Oct 22, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1975 CRANBERRY LN, CULPEPER, VA 22701-1625

Mortgage

Document Number	0250004663
Date	Oct 2, 2025
Instrument	250004663

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	311 Months
Due	Sep 1, 2051

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	1975 CRANBERRY LN, CULPEPER, VA 22701-1625
Transaction Type	Mortgage
Record Updated	Nov 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230004126
Date	Oct 6, 2023
Instrument	230004126

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	335 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	1975 CRANBERRY LN, CULPEPER, VA 22701-1625
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210007192
Date	Aug 12, 2021
Instrument	210007192

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	1975 CRANBERRY LN, CULPEPER, VA 22701-1625
Document Number	200000219
Instrument Date	Jan 8, 2020
Transaction Type	Mortgage
Record Updated	Feb 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1975 CRANBERRY LN CULPEPER VA 227011625, CULPEPER, VA 22701-1625

Mortgage

Document Number	200000219
Date	Jan 13, 2020
Instrument	219

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 12, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1975 Cranberry Ln was $1,671, down 12.9% from the year before.

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Culpeper County
Municipality	Culpeper Town
Unified School District	Culpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,671.00 (-12.92%)	$388,700 Land $78,100 Building $310,600	$388,700 Land $78,100 Building $310,600
2024	$1,919.00 (-2.79%)
2023	$1,974.00	$375,300 Land $78,100 Building $297,200	$375,300 Land $78,100 Building $297,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1975 Cranberry Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1975 Cranberry Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CULPEPER serves 21,184 people · EPA ID VA6047500
Water Source	Surface water
Last State Inspection	Jun 2021
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Virginia Broadband Fixed Wireless · not low latency	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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