1975 Captains Dr, Worden, IL 62097 Property Records

Madison County property record for 1975 Captains Dr, Worden, IL 62097

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,092 sqft · built 1972
Lot Size	0.263 acres (11,494 sqft)
Owner	Individual Name on File
Tax Bill	$2,308 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2020 Mortgage + 1 more
APN	`16-2-03-36-02-207-034`

Property Details

APN / Parcel Number

Primary APN	`16-2-03-36-02-207-034`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	11,494 sqft (0.263 acres)
Lot Dimensions	177 ft deep x 64 ft wide
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1975 CAPTAINS DR
City	WORDEN
State	IL
Zip	62097-2257
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOLIDAY SHORES SUBD NO 10 LOT B1975 64.9X177.1 IRR
Legal Subdivision	HOLIDAY SHORES SUBD
Legal Lot Number	B197
Jurisdiction	MADISON IL
Township / Civil Division	MORO
Census Block Group	2
Census Block	2008
Census Tract	402805

Owner

1975 Captains Dr is owned and occupied by an individual who acquired it in October 2019.

Source: Madison County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1975 CAPTAINS DR, WORDEN, IL 62097-2257
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Aug 13, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Oct 1, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 1, 2019
Transfer Doc	0000031523
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	1975 CAPTAINS DR, WORDEN, IL 62097-2257
Document Number	0000030534
Instrument Date	Aug 13, 2020
Transaction Type	Mortgage
Record Updated	Sep 21, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1975 CAPTAINS DR WORDEN IL 620972257, WORDEN, IL 62097-2257

Mortgage

Document Number	0000030534
Date	Sep 1, 2020
Instrument	30534

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	948 Months
Due	Aug 31, 2099

Interest

Rate Type	Adjustable Rate
Rate	4.08%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	1975 CAPTAINS DR, WORDEN, IL 62097-2257
Document Number	0000030535
Instrument Date	Aug 13, 2020
Transaction Type	Mortgage
Record Updated	Sep 21, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1975 CAPTAINS DR WORDEN IL 620972257, WORDEN, IL 62097-2257

Mortgage

Document Number	0000030535
Date	Sep 1, 2020
Instrument	30535

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	948 Months
Due	Aug 31, 2099

Interest

Rate Type	Adjustable Rate
Rate	4.08%

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON IL
Recording Date	Oct 1, 2019
Property Address	1975 CAPTAINS DR, WORDEN, IL 62097-2257
Document Number	0000031523
Instrument Date	Oct 1, 2019
Instrument	31523
Transaction Type	Transfer
Record Updated	Oct 17, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1975 CAPTAINS DR WORDEN IL 620972257, WORDEN, IL 62097-2257

Tax Assessment & Valuation

The 2025 property tax bill for 1975 Captains Dr was $2,308 with a homeowner's exemption, up 12% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Moro Township
Unified School District	Edwardsville Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,308.00 (+12.04%)	$41,720 Land $5,900 Building $35,820	$125,160 Land $17,700 Building $107,460
2024	$2,060.00
2022	$1,734.00	$31,330 Land $4,430 Building $26,900	$94,084 Land $13,303 Building $80,781

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1975 Captains Dr; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1975 Captains Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLIDAY SHORES SD serves 3,025 people · EPA ID IL1195110
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	Corrosion control Apr 2023
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Madison Communications Cable	1,000 / 150
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Captains Dr

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