Oakland County property record for 1975 Blue Stone Ln, Commerce Township, MI 48390
| Property Type | Condominium |
|---|---|
| Details | 4 bd · 2.5 ba · 2,340 sqft · built 1995 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $352,000 (Sep 2019) |
| Tax Bill | $3,852 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit May 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | E-17-23-226-057 |
| Primary APN | E-17-23-226-057 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,340 sqft Living Area |
| 1st Floor Area | 1,313 sqft |
| Basement Area | 903 sqft |
| Unfinished Basement | 903 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Area | 684 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 90 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1975 BLUE STONE LN |
|---|---|
| City | COMMERCE TOWNSHIP |
| State | MI |
| Zip | 48390-4306 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | KI |
| Legal Description | T2N, R8E, SEC 23 OAKLAND COUNTY CONDOMINIUM PLAN NO 766 STONE GATE UNIT 55 L 12725 P 701 6-8-94 FR 038 |
| Legal Range | 08E |
| Legal Township | 02N |
| Legal Section | 02 |
| Legal Subdivision | OAKLAND COUNTY CONDOMINIUM |
| Legal Unit | 55 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | COMMERCE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 134500 |
1975 Blue Stone Ln, a condominium, is owned and occupied by two individuals who bought it in September 2019.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1975 BLUE STONE LN, COMMERCE TOWNSHIP, MI 48390-4306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2022 | Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FCU |
| May 9, 2022 | Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB |
| Sep 23, 2019 | Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2019 · Amount on File |
| Deed Sale | Sep 23, 2019 · Amount on File |
| Prior Sale | Jul 22, 2010 · Amount on File |
| Deed Document Number | 2019155114 |
| Deed Book / Page | 53280 / 41 |
| Prior Transfer Date | Mar 24, 2009 |
| Prior Transfer Doc | 0000049888 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1975 BLUE STONE LN, COMMERCE TOWNSHIP, MI 48390-4306 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1975 BLUE STONE LN, COMMERCE TOWNSHIP, MI 48390-4306 |
| Document Number | 0000389303 |
|---|---|
| Date | Jun 1, 2022 |
| Book Page | 57809/169 |
| Instrument | 389303 |
| Name | MICHIGAN STATE UNIVERSITY FCU |
|---|---|
| Type | Credit Union |
| Address | EAST LANSING, MI 48823 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1975 BLUE STONE LN, COMMERCE TOWNSHIP, MI 48390-4306 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1975 BLUE STONE LN, COMMERCE TOWNSHIP, MI 48390-4306 |
| Document Number | 0000379482 |
|---|---|
| Date | May 9, 2022 |
| Book Page | 57755/677 |
| Instrument | 379482 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 23, 2019 |
| Property Address | 1975 BLUE STONE LN, COMMERCE TOWNSHIP, MI 48390-4306 |
| Document Number | 0000155114 |
| Book / Page | 53280 / 00041 |
| Map Reference | LB 12725 PG 701-747 |
| Instrument Date | Sep 18, 2019 |
| Instrument | 155114 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | CISLO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,027.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1975 BLUE STONE LN, 1975, COMMERCE TOWNSHIP, MI 48390-4306 |
| Name | Verified Name |
|---|---|
| Address | 1975 BLUE STONE LN, COMMERCE TOWNSHIP, MI 48390-4306 |
| Document Number | 5328000043 |
|---|---|
| Date | Sep 23, 2019 |
| Instrument | 53280/00043 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
The 2025 property tax bill for 1975 Blue Stone Ln was $3,852 with a homeowner's exemption, down 35.9% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Commerce Charter Township |
| Unified School District | Walled Lake Consolidated Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,852.00 (-35.87%) Homeowner's exemption | $222,660 | $445,320 |
| 2024 | $6,007.00 | ||
| 2023 | $196,830 | $393,660 | |
| 2021 | $5,270.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1975 Blue Stone Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1975 Blue Stone Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COMMERCE TOWNSHIP serves 19,811 people · EPA ID MI0001573 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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