Orange County property record for 1975 Biscayne Dr, Winter Park, FL 32789
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,079 sqft · built 2020 |
| Lot Size | 0.194 acres (8,436 sqft) |
| Owner | Individual Name on File |
| Last Sale | $995,000 (May 2025) |
| Tax Bill | $14,108 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-22-29-4076-07-150 |
| Primary APN | 12-22-29-4076-07-150 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,079 sqft Living Area |
| Gross Area | 4,680 sqft |
| 1st Floor Area | 1,995 sqft |
| Flooring | Wood |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,436 sqft (0.194 acres) |
| Lot Width | 125 ft Width |
| Garage Type | Attached |
| Garage Area | 512 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 98 sqft |
| Patio Area | 527 sqft |
| Shed | 1 Shed |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1975 BISCAYNE DR |
|---|---|
| City | WINTER PARK |
| State | FL |
| Zip | 32789-3504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSTD R-1 |
| Legal Description | KAROLINA ON KILLARNEY M/105 LOT 15 & PORTION LOT 16 BLK G DE SC: COMM AT THE SW CORNER BLK G TH S88-58-30E 100.02 FT TO T HE POB TH N00-01-21W 134.79 FT TH S88-59-05E 62.65 FT TH S00 |
| Legal Subdivision | KAROLINA ON KILLARNEY |
| Legal Tract | 4076 |
| Legal Block | G |
| Legal Lot Number | 15,16 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 19000 |
Source: Orange County records · APN 12-22-29-4076-07-150
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1975 BISCAYNE DR, WINTER PARK, FL 32789-3504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 23, 2018 | Deed of Trust, Mortgage · Commercial Mortgage NATIONAL BANK OF COMMERCE |
| Oct 30, 2020 | Deed of Trust, Mortgage BBVA USA |
| Oct 15, 2019 | Loan Modification, Mortgage SEACOAST NAT'L BK |
| Oct 03, 2018 | Warranty Deed, Construction Loan · Construction Mortgage FIRST GREEN BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 08, 2025 · Amount on Record |
| Deed Sale | May 08, 2025 · Amount on Record |
| Prior Sale | Dec 23, 2014 · Amount on Record |
| Deed Document Number | 2025272102 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 1975 BISCAYNE DR, WINTER PARK, FL 32789-3504 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000109011 |
|---|---|
| Date | Feb 23, 2018 |
| Instrument | 20180109011 |
| Name | NATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | LONGWOOD, FL 32750 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 1975 BISCAYNE DR, WINTER PARK, FL 32789-3504 |
| Document Number | 0000605062 |
| Instrument Date | Oct 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 02, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1975 BISCAYNE DR WINTER PARK FL 32789, WINTER PARK, FL 32789 |
| Document Number | 0000605062 |
|---|---|
| Date | Nov 18, 2020 |
| Instrument | 605062 |
| Name | BBVA USA |
|---|---|
| Address | BIRMINGHAM, AL 35233 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Nov 17, 2035 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 1975 BISCAYNE DR, WINTER PARK, FL 32789-3504 |
| Document Number | 0000694001 |
| Instrument Date | Oct 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|
| Document Number | 0000694001 |
|---|---|
| Date | Nov 05, 2019 |
| Instrument | 694001 |
| Name | SEACOAST NAT'L BK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34995-9012 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Oct 03, 2018 |
| Property Address | 1975 BISCAYNE DR, WINTER PARK, FL 32789-3504 |
| Document Number | 0000581619 |
| Instrument Date | Sep 26, 2018 |
| Instrument | 581619 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,348.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 114 W WINTER PARK ST ORLANDO FL 328044534, ORLANDO, FL 32804-4534 |
| Document Number | 581620 |
|---|---|
| Date | Oct 03, 2018 |
| Instrument | 581620 |
| Name | FIRST GREEN BK |
|---|---|
| Type | Bank |
| Address | MOUNT DORA, FL 32757 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 02, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $922,680 (+3.65%) Land $150,000 Building $772,680 | $922,680 (-1.2%) Land $150,000 Building $772,680 | |
| 2025 | $14,108.00 (+3.54%) Homeowner's exemption | $890,148 (+5.99%) | $933,880 (+11.19%) Land $150,000 Building $783,880 |
| 2024 | $13,626.00 (+7.33%) | ||
| 2023 | $12,695.00 (+11.57%) Homeowner's exemption | $839,865 (+15.87%) Land $150,000 Building $689,865 | $839,865 (+15.87%) Land $150,000 Building $689,865 |
| 2022 | $11,378.00 | $724,859 Land $145,900 Building $578,959 | $724,859 Land $145,900 Building $578,959 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 236 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WINTER PARK, CITY OF (3 WPS) serves 82,984 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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