1975 Arnold Ln, Waterloo, SC 29384 Property Records

Laurens County property record for 1975 Arnold Ln, Waterloo, SC 29384

Property Summary

Property Type	Single Family Home
Lot Size	2.16 acres (94,090 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Aug 2019)
Tax Bill	$1,651 (2025)
Deeds & Mortgages	Oct 2019 Transfer Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`176-00-00-031`

Property Details

APN / Parcel Number

Primary APN	`176-00-00-031`
Alternative APNs	`1760000031 00027423` `00027423`

Exterior

Lot Area	94,090 sqft (2.16 acres)

Location & Zoning

Old Parcel Number	1760000031 00027423
Street Address	1975 ARNOLD LN
City	WATERLOO
State	SC
Zip	29384-3117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2
Legal Lot Number	2
Jurisdiction	LAURENS SC
Township / Civil Division	PRINCETON
Census Block Group	2
Census Block	2000
Census Tract	920202

Owner

1975 Arnold Ln is owned and occupied by an individual who acquired it in October 2019.

Source: Laurens County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1975 ARNOLD LN, WATERLOO, SC 29384-3117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2019	Correction Deed, Transfer ATTORNEY ONLY
Aug 9, 2019	Grant Deed, Transfer · Conventional Mortgage FIRST CITIZENS BK
May 3, 2019	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2019 · Amount on File
Deed Sale	Aug 9, 2019 · Amount on File
Prior Sale	May 17, 2010
Deed Document Number	0014620056
Deed Book / Page	001462 / 000056
Last Transfer Date	Oct 17, 2019
Transfer Doc	0014730067
Record Updated	Jun 8, 2026

October 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	LAURENS SC
Recording Date	Oct 17, 2019
Property Address	1975 ARNOLD LN, WATERLOO, SC 29384-3117
Document Number	0014730067
Book / Page	001473 / 000067
Instrument Date	Oct 14, 2019
Instrument	10013
Transaction Type	Transfer
Record Updated	Oct 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1975 ARNOLD LN WATERLOO SC 293843117, WATERLOO, SC 29384-3117

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAURENS SC
Recording Date	Aug 9, 2019
Property Address	1975 ARNOLD LN, WATERLOO, SC 29384-3117
Document Number	0014620056
Book / Page	001462 / 000056
Instrument Date	Aug 5, 2019
Instrument	7407
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$795.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1975 ARNOLD LN WATERLOO SC 293843117, WATERLOO, SC 29384-3117

Mortgage

Document Number	25190043
Date	Aug 9, 2019
Book Page	002519/000043
Instrument	7408

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2049

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAURENS SC
Recording Date	May 3, 2019
Property Address	1975 ARNOLD LN, WATERLOO, SC 29384-3117
Document Number	0014440164
Book / Page	001444 / 000164
Instrument Date	May 3, 2019
Instrument	3935
Transaction Type	Transfer
Record Updated	May 13, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1975 ARNOLD LN WATERLOO SC 293843117, WATERLOO, SC 29384-3117

Tax Assessment & Valuation

The 2025 property tax bill for 1975 Arnold Ln was $1,651, up 4.6% from the year before.

Source: Laurens County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Laurens County
Unified School District	Laurens School District 55 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,651.00 (+4.63%)	$9,600 (-) Land $510 Building $9,090
2024	$1,578.00 (+45.3%)	$9,600 (-0.04%) Land $510 Building $9,090
2023	$1,086.00 (-28.55%)	$9,604 (+0.04%) Land $518 Building $9,086	$240,100 (-5.08%) Land $12,950 Building $227,150
2022	$1,520.00	$9,600 Land $510 Building $9,090	$252,950 (-) Land $12,950 Building $240,000
2021			$252,950 Land $12,950 Building $240,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1975 Arnold Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1975 Arnold Ln is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 67% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAURENS COUNTY W&S COMM serves 44,866 people · EPA ID SC3020001
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Piedmont Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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