Horry County property record for 1974 Tree Cir, Surfside Beach, SC 29575
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,493 sqft · built 2005 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $375,000 (May 2023) |
| Tax Bill | $1,408 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Oct 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 459-08-04-0034 |
| Primary APN | 459-08-04-0034 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,493 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Deck Area | 25 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 1974 TREE CIR |
|---|---|
| City | SURFSIDE BEACH |
| State | SC |
| Zip | 29575-5279 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ASHLEY MEADOWS; LOT 17 BL A |
| Legal Subdivision | ASHLEY MEADOWS |
| Legal Lot Number | 17 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | MYRTLE BEACH |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 51403 |
Source: Horry County records, as of February 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1974 TREE CIR, MYRTLE BEACH, SC 29575-5279 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| May 23, 2023 | Warranty Deed, Transfer · FHA Mortgage T2 FINANCIAL |
| Oct 29, 2021 | Warranty Deed, Transfer · FHA Mortgage CORNERSTONE HOME LENDING |
| Jun 16, 2020 | Warranty Deed, Transfer · FHA Mortgage CMG MTG |
| Mar 1, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| May 18, 2018 | Warranty Deed, Transfer · Conventional Mortgage CRESCOM BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2023 · Amount on Record |
| Deed Sale | May 23, 2023 · Amount on Record |
| Prior Sale | Oct 29, 2021 · Amount on Record |
| Deed Book / Page | 4682 / 1028 |
| Prior Transfer Date | Feb 28, 2019 |
| Prior Transfer Doc | 0041881008 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | May 23, 2023 |
| Property Address | 1974 TREE CIR, MYRTLE BEACH, SC 29575-5279 |
| Document Number | 0046821028 |
| Book / Page | 4682 / 1028 |
| Instrument Date | May 11, 2023 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1974 TREE CIR, SURFSIDE BEACH, SC 29575-5279 |
| Document Number | 0006678713 |
|---|---|
| Date | May 23, 2023 |
| Instrument | 6678/713 |
| Name | T2 FINANCIAL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Oct 29, 2021 |
| Property Address | 1974 TREE CIR, MYRTLE BEACH, SC 29575-5279 |
| Document Number | 0044790494 |
| Book / Page | 4479 / 494 |
| Instrument Date | Oct 27, 2021 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1974 TREE CIR, SURFSIDE BEACH, SC 29575-5279 |
| Document Number | 0006470380 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 6470/380 |
| Name | CORNERSTONE HOME LENDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Jun 16, 2020 |
| Property Address | 1974 TREE CIR, SURFSIDE BEACH, SC 29575-5279 |
| Document Number | 4318/3102 |
| Book / Page | 004318 / 003102 |
| Instrument Date | Jun 12, 2020 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $786.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1974 TREE CIR SURFSIDE BEACH SC 295755279, SURFSIDE BEACH, SC 29575-5279 |
| Document Number | 6225/1553 |
|---|---|
| Date | Jun 16, 2020 |
| Book Page | 006225/001553 |
| Name | CMG MTG |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 15, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Mar 1, 2019 |
| Property Address | 1974 TREE CIR, SURFSIDE BEACH, SC 29575-5279 |
| Document Number | 4188/1008 |
| Book / Page | 004188 / 001008 |
| Instrument Date | Feb 28, 2019 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 1974 TREE CIR SURFSIDE BEACH SC 295755279, SURFSIDE BEACH, SC 29575-5279 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | May 18, 2018 |
| Property Address | 1974 TREE CIR, SURFSIDE BEACH, SC 29575-5279 |
| Document Number | 4108/2339 |
| Book / Page | 004108 / 002339 |
| Instrument Date | May 18, 2018 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $685.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11185 BAYBERRY HILLS DR RALEIGH NC 276177908, RALEIGH, NC 27617-7908 |
| Document Number | 5990/1623 |
|---|---|
| Date | May 18, 2018 |
| Book Page | 005990/001623 |
| Name | CRESCOM BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 17, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
Source: Horry County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Unified School District | Horry County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,408.00 (-68.1%) | ||
| 2024 | $4,414.00 (+10.18%) | $14,345 (+70.75%) Land $4,600 Building $9,745 | $358,635 (+70.76%) Land $115,000 Building $243,635 |
| 2023 | $4,006.00 (+353.17%) | $8,401 (-) Land $1,301 Building $7,100 | $210,020 (-) Land $32,520 Building $177,500 |
| 2021 | $884.00 | $8,401 Land $1,301 Building $7,100 | $210,020 Land $32,520 Building $177,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 176 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 176 in force |
| Nearby Flood Claims | 17 (1992–2019) |
| Claims Outside the SFHA | 17 of 17 |
| Most Recent Claim | Sep 2019 · Hurricane Dorian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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