1974 Oak Tree Cv, Hernando, MS 38632 Property Records

DeSoto County property record for 1974 Oak Tree Cv, Hernando, MS 38632

Property Summary

Property TypeMedical Clinic
Details3,012 sqft · built 2007
Lot Size0.487 acres (21,230 sqft)
OwnerCompany Name on Record
Tax Bill$5,106 (2025)
Deeds & MortgagesMay 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN3-08-1-12-76-4-00006-00

Property Details

APN / Parcel Number

Primary APN3-08-1-12-76-4-00006-00

Interior

Stories1 Story
Building Area3,012 sqft Adjusted Area
1st Floor Area3,000 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialBrick
Construction TypeMixed
Roof TypeHip
Roof MaterialShingle
Lot Area21,230 sqft (0.487 acres)
Lot Dimensions134 ft deep x 115 ft wide

Location & Zoning

Street Address1974 OAK TREE CV
CityHERNANDO
StateMS
Zip38632-1539
Property CategoryCommercial
Property TypeCommercial > Office > Medical Clinic
Local Zoning CodeO
Legal DescriptionOAK TREE COMMONS 1ST ADDITION LOT 6
Legal Range008
Legal Township03S
Legal Section12
Legal SubdivisionOAK TREE COMMONS 1ST ADDITION
Legal Lot Number6
JurisdictionDESOTO MS
Township / Civil Division5
Census Block Group1
Census Block1060
Census Tract71122

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address409 HEARD ST, SENATOBIA, MS 38668-2715
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 21, 2014
Deed SaleApr 21, 2014
Deed Book / Page732 / 535
Prior Transfer DateDec 28, 2009
Prior Transfer Doc000624/244
Record UpdatedJun 8, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address1974 OAK TREE CV, HERNANDO, MS 38632-1539
Transaction TypeMortgage
Record UpdatedMay 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address630 GAINES RD, HERNANDO, MS 38632-9068

Mortgage

Document Number005530/597
DateMay 17, 2022
Book Page5530/597
Lender
NameGUARANTY BANK & TRUST CO
TypeBank
AddressHERNANDO, MS 38632
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueMay 5, 2023

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,106.00 (+12.42%)$43,836 (+33.87%) Land $4,500 Building $39,336$292,242 (+33.88%) Land $30,000 Building $262,242
2023$4,542.00$32,744$218,293 Land $30,000 Building $188,293

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 83% of Mississippi
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HERNANDO-JAYBIRD
private · serves 6,750 people · EPA ID MS0170002
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: C Spire Wireless.

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