1974 Long Cove Dr, Oxnard, CA 93036 Property Records

Ventura County property record for 1974 Long Cove Dr, Oxnard, CA 93036

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,721 sqft · built 2002
Lot Size	0.164 acres (7,150 sqft)
Owner	2 Company Names on Record
Last Sale	$1,250,000 (Oct 2024)
Tax Bill	$15,452 (2025)
Deeds & Mortgages	Dec 2023 Transfer Apr 2023 Transfer + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`179-0-240-485`

Property Details

APN / Parcel Number

Primary APN	`179-0-240-485`
Alternative APN	`1380190420`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,721 sqft Living Area
1st Floor Area	2,721 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	7,150 sqft (0.164 acres)
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	120 sqft

Location & Zoning

Street Address	1974 LONG COVE DR
City	OXNARD
State	CA
Zip	93036-6314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT: 523403 LOT: 263 REF: 146MR 35
Legal Subdivision	TRACT NO 5234
Legal Tract	523403
Legal Block	240
Legal Lot Number	263
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	3
Census Block	3016
Census Tract	2901

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1974 LONG COVE DR, OXNARD, CA 93036-6314
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2023	Intrafamily Transfer, Transfer
Apr 13, 2023	Intrafamily Transfer, Transfer
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Feb 9, 2018	Grant Deed, Transfer · ARM MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2024 · Amount on Record
Deed Sale	Oct 30, 2024 · Amount on Record
Prior Sale	Feb 9, 2018 · Amount on Record
Deed Document Number	202473333
Prior Transfer Date	Apr 5, 2023
Prior Transfer Doc	0000026558
Record Updated	Oct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Dec 5, 2023
Property Address	1974 LONG COVE DR, OXNARD, CA 93036-6314
Document Number	0000079187
Map Reference	MB 146 PG 35-41
Instrument Date	Dec 5, 2023
Instrument	2023000079187
Transaction Type	Transfer
Record Updated	Dec 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1974 LONG COVE DR, OXNARD, CA 93036-6314

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Apr 13, 2023
Property Address	1974 LONG COVE DR, OXNARD, CA 93036-6314
Document Number	0000026558
Map Reference	MB 146 PG 35-41
Instrument Date	Apr 5, 2023
Instrument	2023000026558
Transaction Type	Transfer
Record Updated	Apr 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1974 LONG COVE DR, OXNARD, CA 93036-6314

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1974 LONG COVE DR, OXNARD, CA 93036-6314
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1974 LONG COVE DR, OXNARD, CA 93036-6314

Mortgage

Document Number	0000012585
Date	Jan 22, 2021
Instrument	20210122-00012585

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Feb 9, 2018
Property Address	1974 LONG COVE DR, OXNARD, CA 93036-6314
Document Number	0000014442
Map Reference	MB146 PG35-41
Instrument Date	Dec 12, 2017
Instrument	20180209-00014442
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1974 LONG COVE DR, OXNARD, CA 93036-6314

Mortgage

Document Number	0000014443
Date	Feb 9, 2018
Instrument	20180209-00014443

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Mar 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.75%
Index	1-Year LIBOR
Max Rate	9.75%

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,275,000 (+2%) Land $828,750 Building $446,250
2025	$15,452.00 (+47.67%)	$1,250,000 (+49.31%) Land $812,500 Building $437,500
2024	$10,464.00 (+3.81%)
2023	$10,080.00 (+3.13%) Homeowner's exemption	$837,183 Land $544,088 Building $293,095
2022	$9,774.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	4,000 / 4,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, T-Mobile, Verizon.

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