1974 Garden Ln, Cincinnati, OH 45237 Property Records

Hamilton County property record for 1974 Garden Ln, Cincinnati, OH 45237

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,286 sqft · built 1930
Lot Size	0.094 acres (4,138 sqft)
Owner	Individual Name on File
Last Sale	$123,900 (Feb 2020)
Tax Bill	$3,296 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`119-0002-0273-00`

Property Details

APN / Parcel Number

Primary APN	`119-0002-0273-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,286 sqft Living Area
1st Floor Area	596 sqft
2nd Floor Area	690 sqft
Basement Area	692 sqft

Exterior

Year Built	Built 1930
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	4,138 sqft (0.094 acres)
Lot Dimensions	107 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	180 sqft
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	1974 GARDEN LN
City	CINCINNATI
State	OH
Zip	45237-6022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1974 GARDEN LN 40 X 107.13 LOT 81 SWISS GARDEN SUB
Legal Subdivision	SWISS GARDEN SUB
Legal Lot Number	81
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2008
Census Tract	6300

Owner

1974 Garden Ln is owned by an individual who bought it in February 2020.

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3189 PRINCETON RD, FAIRFIELD TOWNSHIP, OH 45011-5338
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2020	Warranty Deed, Transfer · Conventional Mortgage SECURITYNATIONAL MTG CO
Dec 9, 2019	Warranty Deed, Transfer SECOND EDITION LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2020 · Amount on File
Deed Sale	Feb 20, 2020 · Amount on File
Prior Sale	Dec 9, 2019 · Amount on File
Deed Document Number	0000017208
Deed Book / Page	014108 / 001162
Record Updated	Jun 8, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 20, 2020
Property Address	1974 GARDEN LN, CINCINNATI, OH 45237-6022
Document Number	0000017208
Book / Page	014108 / 001162
Instrument Date	Feb 14, 2020
Instrument	17208
Transaction Type	Transfer
Record Updated	Apr 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$496.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3189 PRICETON RD #298 HAMILTON OH 45011, 298, HAMILTON, OH 45011

Mortgage

Document Number	17209
Date	Feb 20, 2020
Book Page	014108/001164
Instrument	17209

Lender

Name	SECURITYNATIONAL MTG CO
Address	MURRAY, UT 84123

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 19, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 9, 2019
Property Address	1974 GARDEN LN, CINCINNATI, OH 45237-6022
Document Number	0000108392
Book / Page	14059 / 00384
Map Reference	MB 32 PG 67
Instrument Date	Oct 10, 2019
Instrument	2019-0108392
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3189 PRINCETON RD # 298, 298, FAIRFIELD TOWNSHIP, OH 45011-5338
Investor	Possibly a Property Investor

Mortgage

Document Number	0000108393
Date	Dec 9, 2019
Instrument	2019-0108393

Lender

Name	SECOND EDITION LLC
Type	Non-Lending Institution

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1974 Garden Ln was $3,296, up 0.2% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,296.00 (+0.15%)	$51,898 (-) Land $4,606 Building $47,292
2024	$3,291.00 (-0.18%)	$51,898 (-) Land $4,606 Building $47,292
2023	$3,297.00 (+7.64%)	$51,898 (+19.67%) Land $4,606 Building $47,292	$148,280 Land $13,160 Building $135,120
2022	$3,063.00	$43,366 Land $4,505 Building $38,861
2020			$123,900 Land $12,870 Building $111,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1974 Garden Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1974 Garden Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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