1974 Ayers Rd, Concord, CA 94521 Property Records

Contra Costa County property record for 1974 Ayers Rd, Concord, CA 94521 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,585 sqft · built 1945
Lot Size	1.37 acres (60,000 sqft)
Owner	Company Name on File
Tax Bill	$6,939 (2025)
Deeds & Mortgages	Apr 2023 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`116-092-007-8`

Property Details

APN / Parcel Number

Primary APN	`116-092-007-8`
Alternative APN	`116-092-007`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	2,585 sqft Living Area
1st Floor Area	1,393 sqft
Basement Area	1,192 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1965
Lot Area	60,000 sqft
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1970 AYERS RD, 1974
City	CONCORD
State	CA
Zip	94521-1405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AYERS RANCH SUB POR 119
Legal Subdivision	AYERS RANCH SUB
Legal Lot Number	119
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1008
Census Tract	333101

Owner

Source: Contra Costa County records · APN 116-092-007-8

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1970 AYERS RD, 1974, CONCORD, CA 94521-1405
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Nov 11, 2004
Transfer Doc	0000444415
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1974 AYERS RD, CONCORD, CA 94521-1405
Transaction Type	Mortgage
Record Updated	May 03, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TTL CO OAKLAND

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1974 AYERS RD, CONCORD, CA 94521-1405

Mortgage

Document Number	0000037832
Date	Apr 24, 2023
Instrument	2023-037832

Lender

Name	ZB NA
Type	Bank
Address	SAN CLEMENTE, CA 92672

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	385 Months
Due	May 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	May 01, 2035
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.3%
Index	Other
Max Rate	10.3%

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$900,405 (+66.86%) Land $346,719 Building $553,686
2025	$6,939.00 (+4.74%) Homeowner's exemption	$539,614 (+4.04%) Land $339,921 Building $199,693
2023	$6,625.00 (+1.97%) Homeowner's exemption	$518,662 Land $326,722 Building $191,940
2022	$6,497.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060133331011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 15 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (1995–1998)
Most Recent Claim	Feb 1998, rainfall accumulation, Severe Winter Storms And Flooding

Wildfire

Wildfire Risk	Moderate above 66% of the US · above 41% of California
Wildfire Likelihood	About 1 in 366 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 309 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Unwired	Fixed Wireless	300 / 25
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.