1974 5th St E, Saint Paul, MN 55119 Property Records

Ramsey County property record for 1974 5th St E, Saint Paul, MN 55119

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,239 sqft · built 1960
Lot Size	0.118 acres (5,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$329,500 (Sep 2025)
Tax Bill	$4,556 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Jan 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-29-22-24-0018`

Property Details

APN / Parcel Number

Primary APN	`35-29-22-24-0018`
Alternative APNs	`8426245` `476932`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,239 sqft Living Area
1st Floor Area	826 sqft
Basement Area	360 sqft
Finished Basement	360 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1979
Architectural Style	Bungalow
Exterior Material	Stucco
Lot Area	5,120 sqft (0.118 acres)
Lot Dimensions	128 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	476932
Street Address	1974 5TH ST E
City	SAINT PAUL
State	MN
Zip	55119-3902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILD ROSE ADDITION LOT 22 BLK 1
Legal Range	22
Legal Township	29
Legal Section	35
Legal Subdivision	WILD ROSE ADDITION
Legal Block	1
Legal Lot Number	22
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3002
Census Tract	34702

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1974 5TH ST E, SAINT PAUL, MN 55119-3902
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Deed of Trust, Mortgage · Line of Credit FIREFLY FCU
Jan 2, 2019	Deed of Trust, Mortgage · Line of Credit MISCELLANEOUS GOVT AGCY
Aug 14, 2018	Warranty Deed, Transfer NETWORK TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2025 · Amount on Record
Deed Sale	Sep 2, 2025 · Amount on Record
Prior Sale	Aug 14, 2018 · Amount on Record
Deed Document Number	20252800890
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1974 5TH ST E, SAINT PAUL, MN 55119-3902
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	TITLE SMART INC, TITLESMART INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02689397
Date	Feb 5, 2021
Instrument	A02689397

Lender

Name	FIREFLY FCU
Type	Credit Union
Address	56337

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1974 5TH ST E, SAINT PAUL, MN 55119-3902
Document Number	0002631378
Instrument Date	Jan 2, 2019
Transaction Type	Mortgage
Record Updated	Jan 21, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1974 5TH ST E ST PAUL MN 551193902, ST PAUL, MN 55119-3902

Mortgage

Document Number	0002631378
Date	Jan 9, 2019
Instrument	2631378

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	ALTOONA, WI 54720

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 8, 2024

Interest

Rate Type	Adjustable Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 14, 2018
Property Address	1974 5TH ST E, SAINT PAUL, MN 55119-3902
Document Number	0002621167
Instrument Date	Jul 31, 2018
Instrument	2621167
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	NETWORK TITLE INC

Transaction

Amount	Amount Recorded
Tax	$503.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11044 ZUMBROTA CT NE BLAINE MN 554495336, BLAINE, MN 55449-5336

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$308,500 (+8.21%) Land $38,600 Building $269,900	$308,500 (+8.21%) Land $38,600 Building $269,900
2025	$4,556.00 (+3.22%)
2023	$4,414.00	$285,100 Land $24,000 Building $261,100	$285,100 Land $24,000 Building $261,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 717 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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