19735 Tesoro Way, Estero (Fort Myers), FL 33967 Property Records

Lee County property record for 19735 Tesoro Way, Estero, FL 33967

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,211 sqft · built 2013
Lot Size	0.199 acres (8,668 sqft)
Owner	2 Individual Names on Record
Last Sale	$368,000 (May 2018)
Tax Bill	$3,985 (2025)
Deeds & Mortgages	Aug 2020 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-46-25-E4-13000.3100`

Property Details

APN / Parcel Number

Primary APN	`22-46-25-E4-13000.3100`
Alternative APNs	`252246E4130003100` `10559310`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,211 sqft Living Area
Gross Area	2,890 sqft
1st Floor Area	1,830 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	8,668 sqft (0.199 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	431 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	409 sqft
Patio Area	220 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10559310
Street Address	19735 TESORO WAY
City	ESTERO
State	FL
Zip	33967-5683
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPD
Legal Description	RESERVE AT ESTERO PHASE 3 DESC IN INST#2012000163754 LOT 310
Legal Range	25E
Legal Township	46S
Legal Section	22
Legal Subdivision	ESTERO
Legal Phase	3
Legal Tract	E4
Legal Block	1
Legal Lot Number	310
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	1
Census Block	1003
Census Tract	50207

Owner

Source: Lee County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19735 TESORO WAY, ESTERO, FL 33967-5683
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BK
May 21, 2018	Warranty Deed, Transfer · Conventional Mortgage FIDELITY BK MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2018 · Amount on Record
Deed Sale	May 21, 2018 · Amount on Record
Prior Sale	Mar 18, 2013 · Amount on Record
Deed Document Number	2018122656
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	19735 TESORO WAY, ESTERO, FL 33967-5683
Document Number	0000206761
Instrument Date	Aug 25, 2020
Transaction Type	Mortgage
Record Updated	Sep 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19735 TESORO WAY ESTERO FL 339675683, ESTERO, FL 33967-5683

Mortgage

Document Number	0000206761
Date	Sep 1, 2020
Instrument	206761

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 31, 2040

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	May 21, 2018
Property Address	19735 TESORO WAY, ESTERO, FL 33967-5683
Document Number	0000122656
Instrument Date	May 14, 2018
Instrument	122656
Transaction Type	Transfer
Record Updated	Jul 2, 2018
Title Company	HEIGHTS TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,576.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19735 TESORO WAY ESTERO FL 339675683, ESTERO, FL 33967-5683

Mortgage

Document Number	122657
Date	May 21, 2018
Instrument	122657

Lender

Name	FIDELITY BK MTG
Type	Bank
Address	ATLANTA, GA 30329

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2048

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,985.00 (+4.13%) Homeowner's exemption	$316,705 (+5.99%)	$418,520 (-13%) Land $127,585 Building $290,935
2023	$3,827.00 (-2.07%) Homeowner's exemption	$298,815 (+3%)	$481,081 (+22.66%) Land $142,429 Building $338,652
2022	$3,908.00 Homeowner's exemption	$290,112	$392,197 Land $100,630 Building $291,567

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 160 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	160 in force
Nearby Flood Claims	19 (2017–2022)
Claims Outside the SFHA	18 of 19
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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