Amador County property record for 19731 Mella Dr, Volcano, CA 95689
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,708 sqft · built 1989 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $135,000 (Oct 2011) |
| Tax Bill | $1,722 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 021-230-025-000 |
| Primary APN | 021-230-025-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,708 sqft Living Area |
| 1st Floor Area | 1,708 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Wood |
| Lot Area | 18,295 sqft (0.42 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Street Address | 19731 MELLA DR |
|---|---|
| City | VOLCANO |
| State | CA |
| Zip | 95689-9618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 49M96 ADJ LOT 10 SEC16T7NR12E |
| Legal Range | 12E |
| Legal Township | 07N |
| Legal Section | 16 |
| Legal Subdivision | LA MEL HEIGHTS |
| Legal Lot Number | 10 |
| Jurisdiction | AMADOR CA |
| Township / Civil Division | SUTTER CREEK-PLYMOUTH |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 202 |
Source: Amador County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 19731 MELLA DR, VOLCANO, CA 95689-9618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2026 | Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CREDIT UNION |
| May 14, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage LOANPAL LLC |
| Oct 25, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CASHCALL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 12, 2011 · Amount on Record |
| Deed Sale | Oct 12, 2011 · Amount on Record |
| Prior Sale | Apr 11, 2011 · Amount on Record |
| Deed Document Number | 20118017 |
| Last Transfer Date | Apr 8, 2020 |
| Transfer Doc | 0000003734 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMADOR CA |
| Recording Date | Jul 13, 2026 |
| Property Address | 19731 MELLA DR, VOLCANO, CA 95689-9618 |
| Document Number | 0000004117 |
| Instrument Date | Jul 3, 2026 |
| Instrument | 20264117 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2026 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Document Number | 0000004117, |
|---|---|
| Date | Jul 13, 2026 |
| Instrument | 20264117 |
| Name | GOLDEN 1 CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | AMADOR CA |
| Recording Date | May 14, 2020 |
| Property Address | 19731 MELLA DR, VOLCANO, CA 95689-9618 |
| Document Number | 0000003734 |
| Map Reference | MB 49 PG 95 |
| Instrument Date | Apr 8, 2020 |
| Instrument | 2020-0003734 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Title Company | CONSUMERS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 19731 MELLA DR, VOLCANO, CA 95689-9618 |
| Document Number | 0000003735 |
|---|---|
| Date | May 14, 2020 |
| Instrument | 2020-0003735 |
| Name | LOANPAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMADOR CA |
| Property Address | 19731 MELLA DR, VOLCANO, CA 95689-9618 |
| Document Number | 0000008500 |
| Instrument Date | Oct 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2017 |
| Title Company | ORANGE COAST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 19731 MELLA DR VOLCANO CA 956899618, VOLCANO, CA 95689-9618 |
| Document Number | 0000008500 |
|---|---|
| Date | Oct 31, 2017 |
| Instrument | 8500 |
| Name | CASHCALL |
|---|---|
| Type | Funding / Finance Company |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 30, 2047 |
Source: Amador County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Amador County |
| Unified School District | Amador County Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $172,946 (+2%) Land $38,429 Building $134,517 | ||
| 2025 | $1,722.00 (+4.49%) Homeowner's exemption | $169,556 (+4.04%) Land $37,676 Building $131,880 | |
| 2024 | $299,790 | ||
| 2023 | $1,648.00 (+1.92%) Homeowner's exemption | $162,974 Land $36,214 Building $126,760 | |
| 2022 | $1,617.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 30, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 92% of the US · above 76% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AWA LA MEL HEIGHTS #3 serves 188 people · EPA ID CA0310019 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Volcano Vision Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Cal.net Fixed Wireless | 100 / 20 |
5G and 4G LTE (outdoors only)
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