19730 Oak Ln, Cottonwood, CA 96022 Property Records

Tehama County property record for 19730 Oak Ln, Cottonwood, CA 96022

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 1,092 sqft · built 1978
Lot Size	1.23 acres (54,014 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Dec 2020)
Tax Bill	$2,630 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-160-034-000`

Property Details

APN / Parcel Number

Primary APN	`004-160-034-000`
Alternative APNs	`004160341` `00416034`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Wood
Lot Area	54,014 sqft
Garage Type	Detached
Garage Area	364 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Connected

Location & Zoning

Street Address	19730 OAK LN
City	COTTONWOOD
State	CA
Zip	96022-9208
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R1AMHB
Legal Description	LOT 2 EVERGREEN ACRES #2
Legal Subdivision	EVERGREEN
Legal Block	3
Legal Lot Number	2
Jurisdiction	TEHAMA CA
Township / Civil Division	RED BLUFF
Census Block Group	3
Census Block	3001
Census Tract	202

Owner

19730 Oak Ln, a rural home, is owned and occupied by an individual who bought it in December 2020.

Source: Tehama County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	19730 OAK LN, COTTONWOOD, CA 96022-9208
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2020	Grant Deed, Transfer · Conventional Mortgage OMEGA MTG GRP
Sep 16, 2019	Grant Deed, Transfer · Conventional Mortgage OMEGA MTG GRP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2020 · Amount on File
Deed Sale	Dec 14, 2020 · Amount on File
Prior Sale	Sep 16, 2019 · Amount on File
Deed Document Number	202015873
Record Updated	Oct 29, 2026

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TEHAMA CA
Recording Date	Dec 14, 2020
Property Address	19730 OAK LN, COTTONWOOD, CA 96022-9208
Document Number	0000015873
Instrument Date	Dec 11, 2020
Instrument	15873
Transaction Type	Transfer
Record Updated	Jan 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$264.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19730 OAK LN COTTONWOOD CA 960229208, COTTONWOOD, CA 96022-9208

Mortgage

Document Number	15874
Date	Dec 14, 2020
Instrument	15874

Lender

Name	OMEGA MTG GRP
Address	REDDING, CA 96002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 13, 2035

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TEHAMA CA
Recording Date	Sep 16, 2019
Property Address	19730 OAK LN, COTTONWOOD, CA 96022-9208
Document Number	0000011951
Instrument Date	Sep 13, 2019
Instrument	11951
Transaction Type	Transfer
Record Updated	Oct 8, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$143.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19730 DRAPER RD COTTONWOOD CA 96022, COTTONWOOD, CA 96022

Mortgage

Document Number	11952
Date	Sep 16, 2019
Instrument	11952

Lender

Name	OMEGA MTG GRP
Address	REDDING, CA 96002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 15, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 19730 Oak Ln was $2,630 with a homeowner's exemption.

Source: Tehama County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	California
County	Tehama County
Elementary School District	Evergreen Union Elementary School District (KG - 08)
Secondary School District	Red Bluff Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$264,975 (+2%) Land $88,324 Building $176,651
2025	$2,630.00 Homeowner's exemption	$259,781 Land $86,593 Building $173,188
2023	$2,540.00 (+3%) Homeowner's exemption	$249,696 Land $83,232 Building $166,464
2022	$2,466.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 19730 Oak Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19730 Oak Ln is high, ranking above 89% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 70% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
ShastaBeam Fixed Wireless	100 / 6
Com-Pair Services Fixed Wireless	25 / 4

May also be available: AT&T, DigitalPath.

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