Pinellas County property record for 1973 Byram Cir, Clearwater, FL 33755
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,957 sqft · built 1972 |
| Lot Size | 0.348 acres (15,159 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $500,000 (Jun 2023) |
| Tax Bill | $4,073 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Dec 2025 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-744-0438-5 |
| Primary APN | C62-000-744-0438-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,957 sqft Living Area |
| Gross Area | 2,557 sqft |
| 1st Floor Area | 1,957 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 15,159 sqft (0.348 acres) |
| Lot Dimensions | 169 ft deep x 89 ft wide |
| Garage Type | Attached |
| Garage Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 75 sqft |
| Deck Area | 330 sqft |
| Patio Area | 330 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R13693 |
|---|---|
| Street Address | 1973 BYRAM CIR |
| City | CLEARWATER |
| State | FL |
| Zip | 33755-1503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNSET HIGHLANDS UNIT 1 LOT 6 |
| Legal Range | 15E |
| Legal Township | 29S |
| Legal Section | 2 |
| Legal Subdivision | SUNSET HIGHLANDS UNIT 1 |
| Legal Tract | 87714 |
| Legal Lot Number | 6 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 26701 |
Source: Pinellas County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1973 BYRAM CIR, CLEARWATER, FL 33755-1503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ACHIEVA CREDIT UNION |
| Dec 5, 2025 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Aug 25, 2023 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Jun 8, 2023 | Warranty Deed, Transfer · Conventional Mortgage MIDFLORIDA CU |
| Mar 28, 2017 | Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA |
| Dec 3, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2023 · Amount on Record |
| Deed Sale | Jun 8, 2023 · Amount on Record |
| Prior Sale | Oct 7, 2016 · Amount on Record |
| Deed Document Number | 2023150165 |
| Deed Book / Page | 22467 / 2591 |
| Transfer Doc | 1120000672 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jun 16, 2026 |
| Property Address | 1973 BYRAM CIR, CLEARWATER, FL 33755-1503 |
| Document Number | 0000161399 |
| Book / Page | 23594 / 1114 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 2026161399 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1973 BYRAM CIR, CLEARWATER, FL 33755-1503 |
| Document Number | 0000161399, |
|---|---|
| Date | Jun 16, 2026 |
| Book Page | 23594/1114 |
| Instrument | 2026161399 |
| Name | ACHIEVA CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 1973 BYRAM CIR, CLEARWATER, FL 33755-1503 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0233810773 |
|---|---|
| Date | Dec 5, 2025 |
| Book Page | 23381/773 |
| Instrument | 2025340491 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | WEST PALM BEACH, FL 33402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 15, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 1973 BYRAM CIR, CLEARWATER, FL 33755-1503 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0225461171 |
|---|---|
| Date | Aug 25, 2023 |
| Book Page | 22546/1171 |
| Instrument | 2023221347 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 25, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jun 8, 2023 |
| Property Address | 1973 BYRAM CIR, CLEARWATER, FL 33755-1503 |
| Document Number | 0224672591 |
| Book / Page | 22467 / 2591 |
| Map Reference | MB 41 PG 68 |
| Instrument Date | Jun 6, 2023 |
| Instrument | 2023150165 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2023 |
| Title Company | ALBRITTON TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1973 BYRAM CIR, CLEARWATER, FL 33755-1503 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1973 BYRAM CIR, CLEARWATER, FL 33755-1503 |
| Document Number | 0224672593 |
|---|---|
| Date | Jun 8, 2023 |
| Instrument | 22467/2593 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Jul 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 7.37% |
| Index | 1-Year T-Bill |
| Max Rate | 9.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 1973 BYRAM CIR, CLEARWATER, FL 33755-1503 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0195672234 |
|---|---|
| Date | Mar 28, 2017 |
| Book Page | 19567/2234 |
| Instrument | 2017094384 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 420 Months |
| Due | Mar 14, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Dec 3, 2020 |
| Property Address | 1973 BYRAM CIR, CLEARWATER, FL 33755-1503 |
| Document Number | 0212820933 |
| Book / Page | 021282 / 000933 |
| Instrument Date | Dec 3, 2020 |
| Instrument | 363361 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1973 BYRAM CIR CLEARWATER FL 337551503, CLEARWATER, FL 33755-1503 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Clearwater City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,073.00 (+5.76%) Homeowner's exemption Veteran's exemption | $257,851 (+23.06%) | $462,953 (+18.14%) Land $164,186 Building $298,767 |
| 2024 | $3,851.00 (+76.01%) | ||
| 2023 | $2,188.00 (+3.26%) Homeowner's exemption Veteran's exemption | $209,526 (+3%) | $391,856 (+14.31%) Land $162,539 Building $229,317 |
| 2022 | $2,119.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $203,423 | $342,797 Land $173,075 Building $169,722 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 3 (1979–2010) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2010 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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