19728 Schaefer Dr, Oregon City, OR 97045 Property Records

Clackamas County property record for 19728 Schaefer Dr, Oregon City, OR 97045

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,933 sqft · built 1999
Lot Size	0.183 acres (8,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Mar 2017)
Tax Bill	$6,791 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Feb 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`32E08CD05900`

Property Details

APN / Parcel Number

Primary APN	`32E08CD05900`
Alternative APN	`01848736`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Building Area	1,933 sqft Living Area

Exterior

Year Built	Built 1999
Lot Area	8,001 sqft

Location & Zoning

Account Number	01848736
Street Address	19728 SCHAEFER DR
City	OREGON CITY
State	OR
Zip	97045-5919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	3488 NOBEL RIDGE LT 46
Legal Range	02E
Legal Township	03S
Legal Section	08
Legal Quarter	SW
Quarter-Quarter Section	SE
Legal Subdivision	NOBEL RIDGE
Legal Lot Number	46
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	2
Census Block	2002
Census Tract	22605

Owner

Source: Clackamas County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19728 SCHAEFER DR, OREGON CITY, OR 97045-5919
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CU
Feb 24, 2023	Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CU
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Oct 19, 2020	Deed of Trust, Mortgage · Line of Credit COMMERCE HOME MORTGAGE LLC
Mar 10, 2017	Warranty Deed, Transfer · FHA Mortgage LOANSTAR HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2017 · Amount on Record
Deed Sale	Mar 10, 2017 · Amount on Record
Prior Sale	Jan 23, 2012
Deed Document Number	2017-016365
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	19728 SCHAEFER DR, OREGON CITY, OR 97045-5919
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19728 SCHAEFER DR, OREGON CITY, OR 97045-5919

Mortgage

Document Number	0000047666
Date	Dec 8, 2025
Instrument	2025-047666

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97208

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 7, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	19728 SCHAEFER DR, OREGON CITY, OR 97045-5919
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19728 SCHAEFER DR, OREGON CITY, OR 97045-5919

Mortgage

Document Number	0000005592
Date	Feb 24, 2023
Instrument	2023-005592

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97208

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 8, 2053

Interest

Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	19728 SCHAEFER DR, OREGON CITY, OR 97045-5919
Transaction Type	Mortgage
Record Updated	Sep 21, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19728 SCHAEFER DR, OREGON CITY, OR 97045-5919

Mortgage

Document Number	0000083919
Date	Sep 14, 2021
Instrument	2021-083919

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	19728 SCHAEFER DR, OREGON CITY, OR 97045-5919
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000086723
Date	Oct 19, 2020
Instrument	2020-086723

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Mar 10, 2017
Property Address	19728 SCHAEFER DR, OREGON CITY, OR 97045-5919
Document Number	0000016365
Instrument Date	Mar 10, 2017
Instrument	16365
Transaction Type	Transfer
Record Updated	Mar 22, 2017
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19728 SCHAEFER DR OREGON CITY OR 970455919, OREGON CITY, OR 97045-5919

Mortgage

Document Number	16366
Date	Mar 10, 2017
Instrument	16366

Lender

Name	LOANSTAR HM LNDG
Address	PORTLAND, OR 97223

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 9, 2047

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Oregon City
Unified School District	Oregon City School District 62 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,791.00 (+13%)	$339,006 (+6.09%)	$596,886 (+2.33%) Land $251,716 Building $345,170
2023	$6,010.00	$319,547	$583,276 Land $244,626 Building $338,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON CITY serves 33,940 people · EPA ID OR4101511
Water Source	Purchased surface water from SOUTH FORK WATER BOARD
Last State Inspection	Dec 2021
Also Mapped Here	CLACKAMAS RIVER WATER
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20

May also be available: Astound Broadband, Verizon.

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