1972 SW 20th Ct, Gresham, OR 97080 Property Records

Multnomah County property record for 1972 SW 20th Ct, Gresham, OR 97080

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,913 sqft · built 2003
Lot Size	0.139 acres (6,063 sqft)
Owner	2 Individual Names on File
Last Sale	$688,000 (May 2025)
Tax Bill	$7,008 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1S3E16CB-00103`

Property Details

APN / Parcel Number

Primary APN	`1S3E16CB-00103`
Alternative APNs	`R438850150` `R517112`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,913 sqft Living Area
Gross Area	3,386 sqft
1st Floor Area	1,446 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Frame Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,063 sqft (0.139 acres)
Garage Type	Attached
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R438850150
Street Address	1972 SW 20TH CT
City	GRESHAM
State	OR
Zip	97080-5791
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR-5
Legal Description	KARENS PLACE, LOT 3
Legal Range	03E
Legal Township	01S
Legal Section	16
Legal Subdivision	KARENS PLACE
Legal Lot Number	3
Jurisdiction	MULTNOMAH OR
Township / Civil Division	GRESHAM
Census Block Group	1
Census Block	1006
Census Tract	9905

Owner

1972 SW 20th Ct is owned and occupied by two individuals who bought it in May 2025.

Source: Multnomah County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1972 SW 20TH CT, GRESHAM, OR 97080-5791
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 12, 2025	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Feb 24, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jun 7, 2018	Warranty Deed, Transfer · FHA Mortgage LOANSTAR HM LNDG
May 30, 2018	Grant Deed, Transfer OLD REPUBLIC TITLE
Mar 30, 2017	Special Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2025 · Amount on File
Deed Sale	May 12, 2025 · Amount on File
Prior Sale	Jun 7, 2018 · Amount on File
Deed Document Number	202529166
Prior Transfer Date	Feb 18, 2020
Prior Transfer Doc	0000021547
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MULTNOMAH OR
Property Address	1972 SW 20TH CT, GRESHAM, OR 97080-5791
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022653
Date	Feb 9, 2021
Instrument	2021-022653

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2051

Interest

Index	1-Month LIBOR

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MULTNOMAH OR
Recording Date	May 12, 2025
Property Address	1972 SW 20TH CT, GRESHAM, OR 97080-5791
Document Number	0000029166
Instrument Date	May 12, 2025
Instrument	2025-029166
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	OLD REPUBLIC TITLE COMPANY/OR, OLD REPUBLIC TITLE CO OF OR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1972 SW 20TH CT, GRESHAM, OR 97080-5791

Mortgage

Document Number	0000029167
Date	May 12, 2025
Instrument	2025-029167

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MULTNOMAH OR
Recording Date	Feb 24, 2020
Property Address	1972 SW 20TH CT, GRESHAM, OR 97080-5791
Document Number	0000021547
Instrument Date	Feb 18, 2020
Instrument	2020-021547
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	WFG TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1972 SW 20TH CT, GRESHAM, OR 97080-5791

Mortgage

Document Number	0000021548
Date	Feb 24, 2020
Instrument	2020-021548

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MULTNOMAH OR
Recording Date	Jun 7, 2018
Property Address	1972 SW 20TH CT, GRESHAM, OR 97080-5791
Document Number	0000060331
Instrument Date	Jun 6, 2018
Instrument	60331
Transaction Type	Transfer
Record Updated	Jun 18, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$458.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1972 SW 20TH CT GRESHAM OR 970805791, GRESHAM, OR 97080-5791

Mortgage

Document Number	60332
Date	Jun 7, 2018
Instrument	60332

Lender

Name	LOANSTAR HM LNDG
Address	PORTLAND, OR 97223

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 6, 2048

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MULTNOMAH OR
Recording Date	May 30, 2018
Property Address	1972 SW 20TH CT, GRESHAM, OR 97080-5791
Document Number	0000057525
Instrument Date	May 1, 2018
Instrument	57525
Transaction Type	Transfer
Record Updated	Jun 12, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1972 SW 20TH CT GRESHAM OR 970805791, GRESHAM, OR 97080-5791

March 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MULTNOMAH OR
Recording Date	Mar 30, 2017
Property Address	1972 SW 20TH CT, GRESHAM, OR 97080-5791
Document Number	0000038704
Instrument Date	Mar 22, 2017
Instrument	2017-038704
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	FIDELITY NATL TITLE OREGON

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1972 SW 20TH CT, GRESHAM, OR 97080-5791

Mortgage

Document Number	0000038705
Date	Mar 30, 2017
Instrument	2017-038705

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1972 SW 20th Ct was $7,008, up 4.5% from the year before.

Source: Multnomah County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Multnomah County
Municipality	Gresham City
Unified School District	Gresham-Barlow School District 1J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,008.00 (+4.47%)	$344,390 (+3%)	$582,730 (+0.9%) Land $217,500 Building $365,230
2024	$6,708.00 (+9.75%)	$334,360 (+3%)	$577,540 (+3.43%) Land $207,500 Building $370,040
2023	$6,112.00 (+2.88%)	$324,630 (+3%)	$558,390 (+1.43%) Land $202,750 Building $355,640
2022	$5,941.00	$315,180	$550,510 Land $193,250 Building $357,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1972 SW 20th Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1984)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 1984 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1972 SW 20th Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRESHAM serves 73,932 people · EPA ID OR4100357
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	4 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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