1972 Montane Dr E, Golden, CO 80401 Property Records

Jefferson County property record for 1972 Montane Dr E, Golden, CO 80401

Property Summary

Property Type	Single Family Home
Details	5 bd · 7.75 ba · 3,545 sqft · built 1983
Lot Size	1.12 acres (48,787 sqft)
Owner	Company Name on Record
Last Sale	$880,000 (Jun 2005)
Tax Bill	$10,815 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`40-301-01-005`

Property Details

APN / Parcel Number

Primary APN	`40-301-01-005`
Alternative APNs	`300148198` `148198`

Interior

Bedrooms	5 Beds
Full Baths	7.75 Baths
Half Baths	4 Half Baths
Stories	2 Stories
Building Area	3,545 sqft Living Area
Gross Area	6,010 sqft
1st Floor Area	2,313 sqft
2nd Floor Area	1,232 sqft
Basement Area	1,745 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2006
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	48,787 sqft (1.12 acres)
Garage Type	Attached
Garage Area	720 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	715 sqft
Patio Area	715 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	300148198
Street Address	1972 MONTANE DR E
City	GOLDEN
State	CO
Zip	80401-8096
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	SECTION 30 TOWNSHIP 04 RANGE 70 SUBDIVISIONCD 271800 SUBDIVISIONNAME GENESEE FLG # 9 BLOCK LOT 0274 SIZE: 48787 TRACT VALUE: 1.120
Legal Range	70W
Legal Township	04S
Legal Section	30
Legal Subdivision	GENESEE FLG # 9
Legal Lot Number	274
Jurisdiction	JEFFERSON CO
Township / Civil Division	GOLDEN
Census Block Group	3
Census Block	3013
Census Tract	9845

Owner

Source: Jefferson County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1972 MONTANE DR E, GOLDEN, CO 80401-8096
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage UMB BANK NA
Jan 5, 2017	Deed of Trust, Mortgage · Line of Credit UMB BANK NA
Jan 5, 2017	Deed of Trust, Mortgage · Line of Credit UMB BANK NA
Oct 30, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2005 · Amount on Record
Deed Sale	Jun 7, 2005 · Amount on Record
Prior Sale	May 10, 1996 · Amount on Record
Deed Document Number	200528927
Last Transfer Date	Sep 9, 2019
Transfer Doc	0000103600
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	1972 MONTANE DR E, GOLDEN, CO 80401-8096
Transaction Type	Mortgage
Record Updated	May 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1972 MONTANE DR E, GOLDEN, CO 80401-8096

Mortgage

Document Number	0000065711
Date	Apr 27, 2021
Instrument	2021065711

Lender

Name	UMB BANK NA
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	1972 MONTANE DR E, GOLDEN, CO 80401-8096
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001758
Date	Jan 5, 2017
Instrument	2017001758

Lender

Name	UMB BANK NA
Type	Bank
Address	DENVER, CO 80202

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	1972 MONTANE DR E, GOLDEN, CO 80401-8096
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001628
Date	Jan 5, 2017
Instrument	2017001628

Lender

Name	UMB BANK NA
Type	Bank
Address	DENVER, CO 80202

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON CO
Recording Date	Oct 30, 2019
Property Address	1972 MONTANE DR E, GOLDEN, CO 80401-8096
Document Number	0000103600
Instrument Date	Sep 9, 2019
Instrument	103600
Transaction Type	Transfer
Record Updated	Nov 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1972 MONTANE DR E GOLDEN CO 804018096, GOLDEN, CO 80401-8096

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Jefferson County
Unified School District	Jefferson County School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,815.00 (+4.79%)	$105,623 (-7.24%) Land $25,112 Building $80,511	$1,689,967 (-3.67%) Land $401,790 Building $1,288,177
2023	$10,321.00	$113,862 Land $29,160 Building $84,702	$1,754,431 Land $435,218 Building $1,319,213

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 96% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEE WSD serves 3,920 people · EPA ID CO0130035
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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