1972 Main St E, Rainsville, AL 35986 Property Records

DeKalb County property record for 1972 Main St E, Rainsville, AL 35986

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,324 sqft · built 1974
Lot Size	2.28 acres (99,317 sqft)
Owner	2 Individual Names on Record
Last Sale	$105,000 (Feb 2021)
Tax Bill	$1,513 (2026)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-09-29-0-001-072.000`

Property Details

APN / Parcel Number

Primary APN	`15-09-29-0-001-072.000`
Alternative APNs	`158153` `15650`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,324 sqft Living Area
1st Floor Area	1,324 sqft
Basement Area	1,215 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Brick
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	99,317 sqft (2.28 acres)
Porch	Slab
Porch Area	158 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	158153
Street Address	1972 MAIN ST E
City	RAINSVILLE
State	AL
Zip	35986-4512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.28 AC S29 T6S R8E R'VILLEPT OF W 1/2 OF SE 1/4 DESC ASBEG 1281 SOUTH & 32 W OF NE COROF NW-SE TH SW 418 NW 270NE 309 SE 300
Legal Range	08E
Legal Township	06S
Legal Section	29
Jurisdiction	DEKALB AL
Township / Civil Division	RAINSVILLE-SYLVANIA
Census Block Group	3
Census Block	3001
Census Tract	960402

Owner

Source: DeKalb County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	483 COUNTY ROAD 757, VALLEY HEAD, AL 35989-4404
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK & TRUST
Feb 23, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2021 · Amount on Record
Deed Sale	Feb 23, 2021 · Amount on Record
Deed Book / Page	3001 / 1101
Prior Transfer Date	Nov 5, 2010
Prior Transfer Doc	000739/337
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEKALB AL
Recording Date	Feb 23, 2021
Property Address	1972 MAIN ST E, RAINSVILLE, AL 35986-4512
Document Number	3001/1101
Book / Page	3001 / 1101
Instrument Date	Feb 12, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1006 DOGTOWN RD SE, 1006, FORT PAYNE, AL 35967-7290

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	50013428
Date	Feb 23, 2021
Instrument	5001/3428

Lender

Name	CITIZENS BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEKALB AL
Recording Date	Feb 23, 2021
Property Address	1972 MAIN ST E, RAINSVILLE, AL 35986-4512
Document Number	03001/1101
Book / Page	3001 / 1101
Instrument Date	Feb 12, 2021
Transaction Type	Transfer
Record Updated	Feb 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1006 DOGTOWN RD SE, FORT PAYNE, AL 35967-7290

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0050013428
Date	Feb 23, 2021
Instrument	5001/3428

Lender

Name	CITIZENS BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	DeKalb County
Municipality	Rainsville City
Unified School District	DeKalb County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,513.00 (+6.93%)
2025	$1,415.00 (+23.15%)	$34,940 (+23.11%) Land $3,300 Building $31,640	$174,700 (+23.08%) Land $16,500 Building $158,200
2023	$1,149.00 (-4.41%)	$28,380 (-4.38%)	$141,940 (-4.38%) Land $12,340 Building $129,600
2022	$1,202.00	$29,680 Land $2,460 Building $27,220	$148,440 Land $12,340 Building $136,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 71% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SECTION & DUTTON, WATER WORKS BD. OF serves 35,259 people · EPA ID AL0000728
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Farmers Telecommunications Cooperative Fiber	1,000 / 1,000

May also be available: Verizon.

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