Lake County property record for 1972 Longhorn St, Eustis, FL 32726
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,837 sqft · built 2020 |
| Lot Size | 0.346 acres (15,112 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Oct 2020) |
| Deeds & Mortgages | Sep 2022 Line of Credit Oct 2020 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-18-26-0088-000-11700 |
| Primary APN | 32-18-26-0088-000-11700 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,837 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 15,112 sqft (0.346 acres) |
| Lot Width | 101 ft Width |
| Garage Type | Finished |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3786473 |
|---|---|
| Street Address | 1972 LONGHORN ST |
| City | EUSTIS |
| State | FL |
| Zip | 32726-2300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EUSTIS BRIGHT WATER PLACE PHASE 3 SUB LOT 117 PB 41 PGS 37-38 ORB 5563 PG 892 |
| Legal Range | 26E |
| Legal Township | 18S |
| Legal Section | 32 |
| Legal Subdivision | BRIGHT WATER PLACE |
| Legal Phase | 3 |
| Legal Tract | 88 |
| Legal Lot Number | 117 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | EUSTIS |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 30211 |
Source: Lake County records · APN 32-18-26-0088-000-11700
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1972 LONGHORN ST, EUSTIS, FL 32726-2300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 12, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Oct 15, 2020 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Jan 08, 2020 | Loan Modification, Mortgage ATTORNEY ONLY |
| Mar 06, 2018 | Deed of Trust, Mortgage · Line of Credit NORMAN C CUMMINS |
| Jan 03, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 15, 2020 · Amount on Record |
| Deed Sale | Oct 15, 2020 · Amount on Record |
| Prior Sale | Jan 03, 2018 · Amount on Record |
| Deed Document Number | 2020115496 |
| Deed Book / Page | 5563 / 892 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 1972 LONGHORN ST, EUSTIS, FL 32726-2300 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1972 LONGHORN ST, EUSTIS, FL 32726-2300 |
| Document Number | 0060220464 |
|---|---|
| Date | Sep 12, 2022 |
| Book Page | 6022/464 |
| Instrument | 2022122300 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Aug 21, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Oct 15, 2020 |
| Property Address | 1972 LONGHORN ST, EUSTIS, FL 32726-2300 |
| Document Number | 0055630892 |
| Book / Page | 5563 / 892 |
| Map Reference | MB 41 PG 37&38 |
| Instrument Date | Oct 09, 2020 |
| Instrument | 2020115496 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | HOMELAND TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,925.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 832 S DUNCAN DR, 832, TAVARES, FL 32778-4044 |
| Name | Verified Name |
|---|---|
| Address | 1972 LONGHORN ST, EUSTIS, FL 32726-2300 |
| Document Number | 0005563893 |
|---|---|
| Date | Oct 15, 2020 |
| Instrument | 5563/893 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 1972 LONGHORN ST, EUSTIS, FL 32726-2300 |
| Document Number | 0054072398 |
| Instrument Date | Jan 08, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 04, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | LONGHORN ST EUSTIS FL 32726, EUSTIS, FL 32726 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 1972 LONGHORN ST, EUSTIS, FL 32726-2300 |
| Document Number | 0050811049 |
| Instrument Date | Mar 06, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2018 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 832 S DUNCAN DR TAVARES FL 327784044, TAVARES, FL 32778-4044 |
| Document Number | 0050811049 |
|---|---|
| Date | Mar 16, 2018 |
| Book Page | 005081/001049 |
| Instrument | 30939 |
| Name | NORMAN C CUMMINS |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Mar 15, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jan 03, 2018 |
| Property Address | 1972 LONGHORN ST, EUSTIS, FL 32726-2300 |
| Document Number | 0050482036 |
| Book / Page | 005048 / 002036 |
| Instrument Date | Jan 03, 2018 |
| Instrument | 1100 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $350.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 832 S DUNCAN DR TAVARES FL 327784044, TAVARES, FL 32778-4044 |
Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Eustis City |
| Unified School District | Lake County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $198,310 (+5.98%) Land $87,600 Building $110,710 | $350,319 (+20.15%) Land $87,600 Building $262,719 | |
| 2023 | Homeowner's exemption Disabled Person's exemption | $187,120 | $291,563 Land $49,275 Building $242,288 |
Source: FEMA National Flood Hazard Layer as of September 20, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 404 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EUSTIS, CITY OF (4 WTPS) serves 39,721 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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