1972 Lambert Ave NE, Saint Michael, MN 55376 Property Records

Wright County property record for 1972 Lambert Ave NE, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 3,446 sqft · built 2003
Lot Size	0.874 acres (38,075 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Mar 2021)
Tax Bill	$9,494 (2026)
Deeds & Mortgages	Mar 2019 Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`114-252-003350`

Property Details

APN / Parcel Number

Primary APN	`114-252-003350`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,446 sqft Living Area
1st Floor Area	2,058 sqft
Basement Area	1,800 sqft
Finished Basement	1,800 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	38,075 sqft (0.874 acres)
Garage Type	Attached
Garage Area	848 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	224 sqft
Deck Area	Deck Area
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1972 LAMBERT AVE NE
City	SAINT MICHAEL
State	MN
Zip	55376-4210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-25 TWP-120 RANGE-024 FOREST OAKS LOT-035 BLOCK-003
Legal Range	024
Legal Township	120
Legal Section	25
Legal Subdivision	FOREST OAKS
Legal Block	3
Legal Lot Number	35
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	2
Census Block	2017
Census Tract	100805

Owner

1972 Lambert Ave NE is owned and occupied by two individuals who bought it in March 2021.

Source: Wright County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1972 LAMBERT AVE NE, SAINT MICHAEL, MN 55376-4210
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2019	Deed of Trust, Mortgage · ARM US BANK NA
Mar 8, 2021	Warranty Deed, Transfer · Conventional Mortgage BANKWEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2021 · Amount on File
Deed Sale	Mar 8, 2021 · Amount on File
Prior Sale	Apr 23, 2003 · Amount on File
Deed Document Number	20211461350
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	1972 LAMBERT AVE NE, SAINT MICHAEL, MN 55376-4210
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001391959
Date	Mar 19, 2019
Instrument	1391959

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Mar 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.75%
Index	1-Year CMT
Max Rate	8.75%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Mar 8, 2021
Property Address	1972 LAMBERT AVE NE, SAINT MICHAEL, MN 55376-4210
Document Number	0001461350
Instrument Date	Mar 5, 2021
Instrument	1461350
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	CENTRAL LAND TITLE, CENTRAL LAND TTL GUARANTEE C

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,303.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1972 LAMBERT AVE NE, SAINT MICHAEL, MN 55376-4210

Mortgage

Document Number	0001461351
Date	Mar 8, 2021
Instrument	1461351

Lender

Name	BANKWEST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 1972 Lambert Ave NE was $9,494.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,494.00	$792,300 (+5.39%) Land $113,000 Building $679,300	$792,300 (+5.39%) Land $113,000 Building $679,300
2025		$751,800 Land $115,000 Building $636,800	$751,800 Land $115,000 Building $636,800
2023	$8,920.00 (+0.59%)	$751,200 Land $113,400 Building $637,800	$751,200 Land $113,400 Building $637,800
2022	$8,868.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1972 Lambert Ave NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1972 Lambert Ave NE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Xfinity.

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