1972 Indigo Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 1972 Indigo Dr, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,286 sqft · built 2005
Lot Size	0.461 acres (20,081 sqft)
Owner	Individual Name on Record
Last Sale	$352,000 (May 2021)
Tax Bill	$3,574 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-2S-26-1920-26000-0070`

Property Details

APN / Parcel Number

Primary APN	`18-2S-26-1920-26000-0070`
Alternative APN	`S262181920260000070`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,286 sqft Living Area
Gross Area	3,284 sqft
1st Floor Area	2,286 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	20,081 sqft (0.461 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	66 sqft
Deck Area	296 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1972 INDIGO DR
City	NAVARRE
State	FL
Zip	32566-7644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HOLLEY BY THE SEA LOT 7 BLK 260 AS DES IN OR 4114 PG 51
Legal Range	26W
Legal Township	2S
Legal Section	18
Legal Subdivision	HOLLEY SEA/1ST AMD
Legal Block	260
Legal Lot Number	7
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1007
Census Tract	10821

Owner

Source: Santa Rosa County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1972 INDIGO DR, NAVARRE, FL 32566-7644
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE ONE OF THE SOUTH INC
Oct 20, 2017	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2021 · Amount on Record
Deed Sale	May 5, 2021 · Amount on Record
Prior Sale	Oct 20, 2017 · Amount on Record
Deed Document Number	202129949
Deed Book / Page	4114 / 51
Prior Transfer Date	Oct 25, 2012
Prior Transfer Doc	0000047711
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 5, 2021
Property Address	1972 INDIGO DR, NAVARRE, FL 32566-7644
Document Number	0041140051
Book / Page	4114 / 51
Map Reference	MB B PG 155
Instrument Date	Apr 29, 2021
Instrument	202129949
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	CHAMPIONSHIP TITLE AGENCY LLC, CHAMPIONSHIP TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,464.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	344 CHAIN LOOP, 344, CLOVIS, NM 88101-8866

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1972 INDIGO DR, NAVARRE, FL 32566-7644

Mortgage

Document Number	411453
Date	May 5, 2021
Instrument	4114/53

Lender

Name	MORTGAGE ONE OF THE SOUTH INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 20, 2017
Property Address	1972 INDIGO DR, NAVARRE, FL 32566-7644
Document Number	0036720551
Book / Page	3672 / 0551
Map Reference	MB B PG155
Instrument Date	Oct 18, 2017
Instrument	201744083
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	EMERALD COAST TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1972 INDIGO DR, 1972, NAVARRE, FL 32566-7644

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 PEORIA BLVD, CRESTVIEW, FL 32536-2246

Mortgage

Document Number	0201744084
Date	Oct 20, 2017
Instrument	201744084

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,574.00 (+3.59%) Homeowner's exemption Veteran's exemption	$338,233 (+2.9%)	$352,801 (+1.96%) Land $75,000 Building $277,801
2024	$3,450.00 (+2.1%) Homeowner's exemption Disabled Person's exemption	$328,701 (+3%)	$346,017 (+3.65%) Land $75,000 Building $271,017
2023	$3,379.00 (+2.64%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$319,127 (+3%)	$333,830 (+7.75%) Land $65,000 Building $268,830
2022	$3,292.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$309,832	$309,832 Land $50,000 Building $259,832

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 144 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	144 in force
Nearby Flood Claims	5 (2020–2024)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Ripple Broadband.

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