Oakland County property record for 1972 Gardner Ave, Berkley, MI 48072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,522 sqft · built 2001 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on File |
| Last Sale | $370,000 (Sep 2020) |
| Tax Bill | $7,586 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Sep 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-25-18-453-034 |
| Primary APN | 04-25-18-453-034 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,522 sqft Living Area |
| 1st Floor Area | 730 sqft |
| Basement Area | 730 sqft |
| Unfinished Basement | 730 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 119 ft deep x 40 ft wide |
| Garage Area | 404 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 61 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1972 GARDNER AVE |
|---|---|
| City | BERKLEY |
| State | MI |
| Zip | 48072-1272 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 18 ASSESSOR'S REPLAT OF MEADOW FARMS N 1/2 OF LOT 162 12-29-00 FR 003 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 18 |
| Legal Subdivision | MEADOW FARM |
| Legal Lot Number | 12,162 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BERKLEY |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 170300 |
1972 Gardner Ave is owned and occupied by an individual who bought it in September 2020.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1972 GARDNER AVE, BERKLEY, MI 48072-1272 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 14, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage QUICKEN LOANS LLC |
| Nov 27, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 14, 2020 · Amount on File |
| Deed Sale | Sep 14, 2020 · Amount on File |
| Prior Sale | Jun 13, 2014 · Amount on File |
| Deed Document Number | 2020184396 |
| Deed Book / Page | 54813 / 758 |
| Prior Transfer Date | Nov 21, 2018 |
| Prior Transfer Doc | 0000190962 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1972 GARDNER AVE, BERKLEY, MI 48072-1272 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1972 GARDNER AVE, BERKLEY, MI 48072-1272 |
| Document Number | 0000319112 |
|---|---|
| Date | Feb 14, 2022 |
| Book Page | 57443/731 |
| Instrument | 319112 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Feb 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.5% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 14, 2020 |
| Property Address | 1972 GARDNER AVE, BERKLEY, MI 48072-1272 |
| Document Number | 0000184396 |
| Book / Page | 54813 / 758 |
| Map Reference | LB 49 PG 18 |
| Instrument Date | Aug 3, 2020 |
| Instrument | 184396 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | FNT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,182.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1972 GARDNER AVE, 1972, BERKLEY, MI 48072-1272 |
| Name | Verified Name |
|---|---|
| Address | 1972 GARDNER AVE, BERKLEY, MI 48072-1272 |
| Document Number | 0054813760 |
|---|---|
| Date | Sep 14, 2020 |
| Instrument | 54813/760 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Nov 27, 2018 |
| Property Address | 1972 GARDNER AVE, BERKLEY, MI 48072-1272 |
| Document Number | 0000190962 |
| Book / Page | 052384 / 000558 |
| Instrument Date | Nov 21, 2018 |
| Instrument | 190962 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1972 GARDNER AVE BERKLEY MI 480721272, BERKLEY, MI 48072-1272 |
The 2025 property tax bill for 1972 Gardner Ave was $7,586 with a homeowner's exemption, down 2.9% from the year before.
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Berkley City |
| County | Oakland County |
| Unified School District | Berkley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,586.00 (-2.89%) Homeowner's exemption | $209,000 | $418,000 |
| 2024 | $7,812.00 | ||
| 2023 | $188,440 | $376,880 | |
| 2021 | $6,592.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1972 Gardner Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1972 Gardner Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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