1972 E 1130 S, Spanish Fork, UT 84660 Property Records

Utah County property record for 1972 E 1130 S, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,390 sqft · built 2007
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$429,800 (Oct 2021)
Tax Bill	$2,756 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`66-097-0147`

Property Details

APN / Parcel Number

Primary APN	`66-097-0147`
Alternative APN	`280711`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,390 sqft Living Area
Gross Area	3,802 sqft
1st Floor Area	950 sqft
Basement Area	950 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	A-Frame
Exterior Material	Metal
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	220 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	280711
Street Address	1972 E 1130 S
City	SPANISH FORK
State	UT
Zip	84660-5041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 147, PLAT G, SPANISH VISTA SUBDV. AREA 0.120 AC.
Legal Subdivision	SPANISH VISTA SUBDV
Legal Lot Number	147
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	2
Census Block	2010
Census Tract	10404

Owner

1972 E 1130 S is owned and occupied by an individual who bought it in October 2021.

Source: Utah County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1972 E 1130 S, SPANISH FORK, UT 84660-5041
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage MORTGAGEONE INC
Oct 1, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Sep 19, 2018	Warranty Deed, Transfer · FHA Mortgage UTAH COMMUNITY CU
May 18, 2017	Warranty Deed, Transfer · FHA Mortgage CITYWIDE HMS LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2021 · Amount on File
Deed Sale	Oct 29, 2021 · Amount on File
Prior Sale	Sep 19, 2018 · Amount on File
Deed Document Number	2021184732
Prior Transfer Date	Oct 25, 2021
Prior Transfer Doc	0000184732
Record Updated	Oct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Oct 29, 2021
Property Address	1972 E 1130 S, SPANISH FORK, UT 84660-5041
Document Number	0000184732
Instrument Date	Oct 25, 2021
Instrument	184732:2021
Transaction Type	Transfer
Record Updated	Jan 31, 2022
Title Company	WASATCH TITLE INSURANCE AGENCY LLC, WASATCH TITLE INS AGCY LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1972 EAST 1130 SOTH, SPANISH FORK, UT 84660-5041

Mortgage

Document Number	0000184733
Date	Oct 29, 2021
Instrument	184733:2021

Lender

Name	MORTGAGEONE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1972 E 1130 S, SPANISH FORK, UT 84660-5041
Document Number	0000185999
Instrument Date	Oct 1, 2020
Transaction Type	Mortgage
Record Updated	Jan 18, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1972 E 1130 S SPANISH FORK UT 846605041, SPANISH FORK, UT 84660-5041

Mortgage

Document Number	0000185999
Date	Nov 23, 2020
Instrument	185999

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Nov 22, 2048

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Sep 19, 2018
Property Address	1972 E 1130 S, SPANISH FORK, UT 84660-5041
Document Number	0000090068
Instrument Date	Sep 17, 2018
Instrument	090068:2018
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	VANGUARD TITLE INS AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1972 E 1130 S, SPANISH FORK, UT 84660-5041

Mortgage

Document Number	0000090084
Date	Sep 19, 2018
Instrument	090084:2018

Lender

Name	UTAH COMMUNITY CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	May 18, 2017
Property Address	1972 E 1130 S, SPANISH FORK, UT 84660-5041
Document Number	0000048132
Instrument Date	May 17, 2017
Instrument	48132
Transaction Type	Transfer
Record Updated	May 30, 2017
Title Company	UNITED TITLE, UNITED TITLE SVCS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1972 E 1130 S SPANISH FORK UT 846605041, SPANISH FORK, UT 84660-5041

Mortgage

Document Number	48145
Date	May 18, 2017
Instrument	48145

Lender

Name	CITYWIDE HMS LNS
Type	Funding / Finance Company
Address	SANDY, UT 84070

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 17, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1972 E 1130 S was $2,756, up % from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$290,345 (-44.19%)	$527,900 (+1.48%) Land $164,700 Building $363,200
2025	$2,756.00 (+0.04%)	$520,200 Land $173,400 Building $346,800	$520,200 Land $173,400 Building $346,800
2024	$2,755.00 (+2.26%)
2023	$2,694.00 (+1.2%)	$278,080	$505,600 Land $165,100 Building $340,500
2022	$2,662.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1972 E 1130 S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1972 E 1130 S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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