1972 Debra Sue Ct, Eugene, OR 97404 Property Records

Lane County property record for 1972 Debra Sue Ct, Eugene, OR 97404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,544 sqft · built 2015
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$435,000 (Sep 2025)
Tax Bill	$4,049 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2025 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`17-04-15-14-13300-000`

Property Details

APN / Parcel Number

Primary APN	`17-04-15-14-13300-000`
Alternative APNs	`1704151413300` `1862257`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,544 sqft Living Area
Gross Area	1,964 sqft
1st Floor Area	774 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Composition/Composite
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	315 sqft
Parking Spaces	2 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	1862257
Street Address	1972 DEBRA SUE CT
City	EUGENE
State	OR
Zip	97404-2587
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SUBDIVISION PLAT WILDCREEK WOODS LOT 1 TL 13300
Legal Range	04
Legal Township	17
Legal Section	15
Legal Subdivision	WILDCREEK WOODS
Legal Lot Number	1
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	1
Census Block	1025
Census Tract	2700

Owner

Source: Lane County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1972 DEBRA SUE CT, EUGENE, OR 97404-2587
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage OREGON COMMUNITY CREDIT UNION
Sep 23, 2025	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF OR
Sep 30, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 6, 2021	Deed of Trust, Mortgage · Line of Credit OREGON COMMUNITY CU
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage OREGON COMMUNITY CU
Nov 1, 2018	Deed of Trust, Mortgage · Line of Credit OREGON COMMUNITY CU
May 12, 2017	Warranty Deed, Transfer · FHA Mortgage DIRECTORS MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2025 · Amount on Record
Deed Sale	Sep 23, 2025 · Amount on Record
Prior Sale	May 12, 2017 · Amount on Record
Deed Document Number	202530092
Prior Transfer Date	Nov 14, 2024
Prior Transfer Doc	0000033451
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Recording Date	Apr 29, 2026
Property Address	1972 DEBRA SUE CT, EUGENE, OR 97404-2587
Document Number	0000013670
Instrument Date	Apr 29, 2026
Instrument	202613670
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1972 DEBRA SUE CT, EUGENE, OR 97404-2587

Mortgage

Document Number	0000013670,
Date	Apr 29, 2026
Instrument	202613670

Lender

Name	OREGON COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 25, 2046

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Sep 23, 2025
Property Address	1972 DEBRA SUE CT, EUGENE, OR 97404-2587
Document Number	0000030092
Map Reference	DOC 2014-016301
Instrument Date	Sep 19, 2025
Instrument	2025-030092
Transaction Type	Transfer
Record Updated	Sep 30, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF OR

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1972 DEBRA SUE CT, EUGENE, OR 97404-2587

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1972 DEBRA SUE CT, EUGENE, OR 97404-2587
Transaction Type	Mortgage
Record Updated	Oct 6, 2021
Title Company	CASCADE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1972 DEBRA SUE CT, EUGENE, OR 97404-2587

Mortgage

Document Number	0000063038
Date	Sep 30, 2021
Instrument	2021-063038

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2031

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1972 DEBRA SUE CT, EUGENE, OR 97404-2587
Transaction Type	Mortgage
Record Updated	Aug 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1972 DEBRA SUE CT, EUGENE, OR 97404-2587

Mortgage

Document Number	0000051732
Date	Aug 6, 2021
Instrument	2021-051732

Lender

Name	OREGON COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97475

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1972 DEBRA SUE CT, EUGENE, OR 97404-2587
Transaction Type	Mortgage
Record Updated	Apr 7, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022400
Date	Mar 31, 2021
Instrument	2021-022400

Lender

Name	OREGON COMMUNITY CU
Type	Credit Union
Address	EUGENE, OR 97401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1972 DEBRA SUE CT, EUGENE, OR 97404-2587
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051136
Date	Nov 1, 2018
Instrument	2018-051136

Lender

Name	OREGON COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97475

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	May 12, 2017
Property Address	1972 DEBRA SUE CT, EUGENE, OR 97404-2587
Document Number	0000023098
Map Reference	DOC2014-016301
Instrument Date	May 10, 2017
Instrument	2017-023098
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	WESTERN TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1972 DEBRA SUE CT, EUGENE, OR 97404-2587

Mortgage

Document Number	0000023099
Date	May 12, 2017
Instrument	2017-023099

Lender

Name	DIRECTORS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Bethel School District 52 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,049.00 (+2.58%)	$232,829 (+3%)	$475,508 (+0.72%) Land $69,787 Building $405,721
2024	$3,947.00 (+3.03%)	$226,048 (+3%)	$472,127 (+0.93%) Land $64,354 Building $407,773
2023	$3,831.00 (+4.27%)	$219,465 (+3%)	$467,756 (+3.39%) Land $59,963 Building $407,793
2022	$3,674.00	$213,073	$452,403 Land $69,787 Building $382,616

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hunter Communications.

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