1972 Bluff Rd, Harriman, TN 37748 Property Records

Roane County property record for 1972 Bluff Rd, Harriman, TN 37748 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,304 sqft · built 1954
Lot Size0.95 acres (41,382 sqft)
Owner2 Owner Names on File
Last Sale$124,900 (May 2006)
Tax Bill$789 (2025)
Deeds & MortgagesSep 2019 Mortgage
Jul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN073057G A 00301

Property Details

APN / Parcel Number

Primary APN073057G A 00301
Alternative APN
  • 057G A 00301

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,304 sqft Living Area
1st Floor Area1,304 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1986
Exterior MaterialStone
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area41,382 sqft (0.95 acres)
Lot Dimensions143 ft deep x 267 ft wide
TerrainRolling
Garage TypeMixed
Garage Area624 sqft
Parking Spaces3 Parking Spaces
PorchEnclosed Porch
Porch Area326 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address1972 BLUFF RD
CityHARRIMAN
StateTN
Zip37748-7977
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 1
JurisdictionROANE TN
Township / Civil Division2
Census Block Group1
Census Block1050
Census Tract30600

Owner

Source: Roane County records · APN 073057G A 00301

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address1972 BLUFF RD, HARRIMAN, TN 37748-7977
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Sep 09, 2019Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Jul 17, 2017Deed of Trust, Mortgage · VA Mortgage
NEW DAY FIN'L

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 04, 2006 · Amount on Record
Deed SaleMay 04, 2006 · Amount on Record
Deed Document Number0000117380
Deed Book / Page1173 / 80
Last Transfer DateMay 11, 2006
Transfer Doc117380
Record UpdatedJun 08, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROANE TN
Property Address1972 BLUFF RD, HARRIMAN, TN 37748-7977
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1704615
DateSep 09, 2019
Book Page1704/615
Instrument19006096
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term335 Months
DueAug 01, 2047

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROANE TN
Property Address1972 BLUFF RD, HARRIMAN, TN 37748-7977
Document Number161866
Book / Page001618 / 000066
Instrument DateJul 17, 2017
Transaction TypeMortgage
Record UpdatedAug 18, 2017
Title CompanyCOMMONWEALTH USA SETTLEMENTS L

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1972 BLUFF RD HARRIMAN TN 377487977, HARRIMAN, TN 37748-7977

Mortgage

Document Number161866
DateJul 24, 2017
Book Page001618/000066
Instrument4865
Lender
NameNEW DAY FIN'L
TypeFunding / Finance Company
AddressFULTON, MD 20759
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 23, 2047

Tax Assessment & Valuation

Source: Roane County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateTennessee
CountyRoane County
Unified School DistrictRoane County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$789.00 (+4.23%)$52,675 (+66.96%) Land $4,175 Building $48,500$210,700 (+66.96%) Land $16,700 Building $194,000
2023$31,550 (-) Land $3,300 Building $28,250
2022$757.00$31,550 Land $3,300 Building $28,250$126,200 (-) Land $13,200 Building $113,000
2020$126,200 Land $13,200 Building $113,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Roane County (47145C), updated September 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 52% of the US · above 70% of Tennessee
Wildfire LikelihoodAbout 1 in 840 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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