1972 Blacksmith Rd, Cedarburg, WI 53012 Property Records

Ozaukee County property record for 1972 Blacksmith Rd, Cedarburg, WI 53012

Property Summary

Property Type	Single Family Home
Lot Size	1.92 acres (84,071 sqft)
Owner	Individual Name on Record
Last Sale	$825,000 (Mar 2021)
Tax Bill	$10,459 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-009-03-021.00`

Property Details

APN / Parcel Number

Primary APN	`03-009-03-021.00`
Alternative APN	`30450`

Exterior

Lot Area	84,071 sqft (1.92 acres)

Location & Zoning

Account Number	30450
Street Address	1972 BLACKSMITH RD
City	CEDARBURG
State	WI
Zip	53012-8861
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1114163 PART SW NE COMM 938 FT E 586 FT NE & 215 FT N OF SW COR BEING #3010 CSM LOT 21 VOL 21/237 SEC 9 T 10 R 21
Legal Range	21
Legal Township	10
Legal Section	09
Legal Subdivision	CERTIFIED SURV MAP #3010
Legal Lot Number	21
Jurisdiction	OZAUKEE WI
Township / Civil Division	CEDARBURG
Census Block Group	2
Census Block	2007
Census Tract	650300

Owner

Source: Ozaukee County records, as of February 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1972 BLACKSMITH RD, CEDARBURG, WI 53012-8861
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK FIRST NATIONAL
Nov 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK FINANCIAL CENTRE
Jan 4, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK FINANCIAL CENTRE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2021 · Amount on Record
Deed Sale	Mar 15, 2021 · Amount on Record
Prior Sale	Jan 4, 2017 · Amount on Record
Deed Document Number	1114163
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OZAUKEE WI
Recording Date	Mar 15, 2021
Property Address	1972 BLACKSMITH RD, CEDARBURG, WI 53012-8861
Document Number	0001114163
Map Reference	DOC 586221
Instrument Date	Mar 9, 2021
Instrument	1114163
Transaction Type	Transfer
Record Updated	Feb 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,475.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1972 BLACKSMITH RD, CEDARBURG, WI 53012-8861

Mortgage

Document Number	0001114164
Date	Mar 15, 2021
Instrument	1114164

Lender

Name	BANK FIRST NATIONAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0001114165
Date	Mar 15, 2021
Instrument	1114165

Lender

Name	BANK FIRST NATIONAL
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	5.08%
Index	1-Year CMT

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OZAUKEE WI
Property Address	1972 BLACKSMITH RD, CEDARBURG, WI 53012-8861
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001086320
Date	Nov 26, 2019
Instrument	1086320

Lender

Name	FIRST BANK FINANCIAL CENTRE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2034

Interest

Rate Type	Fixed Rate

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OZAUKEE WI
Recording Date	Jan 4, 2017
Property Address	1972 BLACKSMITH RD, CEDARBURG, WI 53012-8861
Document Number	0001044566
Map Reference	CSM3010 VL21
Instrument Date	Dec 28, 2016
Instrument	1044566
Transaction Type	Transfer
Record Updated	Feb 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,950.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	N30W6830 LINCOLN BLVD, CEDARBURG, WI 53012-2266

Mortgage

Document Number	0001044567
Date	Jan 4, 2017
Instrument	1044567

Lender

Name	FIRST BANK FINANCIAL CENTRE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Ozaukee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Ozaukee County
County Subdivision	Cedarburg Town
Unified School District	Cedarburg School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,459.00 (+16.44%) Homeowner's exemption	$955,100 (-) Land $144,300 Building $810,800	$1,142,400 (+17.57%)
2023	$8,982.00 Homeowner's exemption	$955,100 Land $144,300 Building $810,800	$971,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2004–2025)
Most Recent Claim	Aug 2025 · river or lake flooding
Claims by Event	Severe Storms And Flooding, May 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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