19714 Tesoro Way, Estero (Fort Myers), FL 33967 Property Records

Lee County property record for 19714 Tesoro Way, Estero, FL 33967

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,289 sqft · built 2013
Lot Size	0.184 acres (8,015 sqft)
Owner	2 Individual Names on File
Last Sale	$339,096 (Nov 2013)
Tax Bill	$4,022 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-46-25-E4-13000.2620`

Property Details

APN / Parcel Number

Primary APN	`22-46-25-E4-13000.2620`
Alternative APNs	`252246E4130002620` `10559300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,289 sqft Living Area
Gross Area	3,093 sqft
1st Floor Area	1,971 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	8,015 sqft (0.184 acres)
Garage Type	Attached
Garage Area	476 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	328 sqft
Patio Area	381 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10559300
Street Address	19714 TESORO WAY
City	ESTERO
State	FL
Zip	33967-5683
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPD
Legal Description	RESERVE AT ESTERO PHASE 3 DESC IN INST#2012000163754 LOT 262
Legal Range	25E
Legal Township	46S
Legal Section	22
Legal Subdivision	ESTERO
Legal Phase	3
Legal Tract	E4
Legal Block	1
Legal Lot Number	262
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	1
Census Block	1000
Census Tract	50207

Owner

19714 Tesoro Way is owned and occupied by two individuals who bought it in November 2013.

Source: Lee County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19714 TESORO WAY, ESTERO, FL 33967-5683
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Feb 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 30, 2017	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2013 · Amount on File
Deed Sale	Nov 4, 2013 · Amount on File
Deed Document Number	2013249564
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	19714 TESORO WAY, ESTERO, FL 33967-5683
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19714 TESORO WAY, ESTERO, FL 33967-5683

Mortgage

Document Number	0000075205
Date	Mar 25, 2026
Instrument	2026000075205

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 16, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	19714 TESORO WAY, ESTERO, FL 33967-5683
Transaction Type	Mortgage
Record Updated	Feb 25, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19714 TESORO WAY, ESTERO, FL 33967-5683

Mortgage

Document Number	0000053277
Date	Feb 16, 2022
Instrument	2022000053277

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	19714 TESORO WAY, ESTERO, FL 33967-5683
Document Number	0000257510
Instrument Date	Nov 30, 2017
Transaction Type	Mortgage
Record Updated	Jan 18, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19714 TESORO WAY ESTERO FL 339675683, ESTERO, FL 33967-5683

Mortgage

Document Number	0000257510
Date	Dec 12, 2017
Instrument	257510

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 11, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 19714 Tesoro Way was $4,022 with a homeowner's exemption.

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,022.00 Homeowner's exemption	$319,491	$423,537 Land $100,938 Building $322,599
2023	$3,862.00 (-2.05%) Homeowner's exemption	$301,444 (+3%)	$478,801 (+22.66%) Land $120,470 Building $358,331
2022	$3,943.00 Homeowner's exemption	$292,664	$390,342 Land $95,685 Building $294,657

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19714 Tesoro Way in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 160 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	160 in force
Nearby Flood Claims	19 (2017–2022)
Claims Outside the SFHA	18 of 19
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19714 Tesoro Way is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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