19712 Poplar St, Bend, OR 97702 Property Records

Deschutes County property record for 19712 Poplar St, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,358 sqft · built 1987
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$535,000 (Sep 2020)
Tax Bill	$3,425 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181218 CD 01200`

Property Details

APN / Parcel Number

Primary APN	`181218 CD 01200`
Alternative APNs	`R1001181218CD01200` `163502`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,358 sqft Living Area
1st Floor Area	1,358 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Architectural Style	Other
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
View / Lot	Average
Garage Type	Mixed
Garage Area	420 sqft
Deck Area	204 sqft

Utilities, Heating & Cooling

Heating System	Electric

Location & Zoning

Account Number	163502
Old Parcel Number	R1001181218CD01200
Street Address	19712 POPLAR ST
City	BEND
State	OR
Zip	97702-9036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:13 BLK:13 SUBD:HOMESTEAD 6TH PHASE SEC/TWN/RNG/MER:SEC 18 TWN 18 RNG 12 MAP REF:181218-CD
Legal Range	12E
Legal Township	18S
Legal Section	18
Legal Quarter	SW
Quarter-Quarter Section	SE
Legal Subdivision	HOMESTEAD 6TH PHASE
Legal Block	13
Legal Lot Number	13
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	2
Census Block	2011
Census Tract	2103

Owner

19712 Poplar St is owned and occupied by two individuals who bought it in September 2020.

Source: Deschutes County records, as of January 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19712 POPLAR ST, BEND, OR 97702-9036
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCE CO
Sep 28, 2020	Warranty Deed, Transfer FIRST AMERICAN TITLE
Sep 15, 2017	Warranty Deed, Transfer · Conventional Mortgage ARBOR LENDING GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2020 · Amount on File
Deed Sale	Sep 28, 2020 · Amount on File
Prior Sale	Sep 15, 2017 · Amount on File
Deed Document Number	2020-50240
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	19712 POPLAR ST, BEND, OR 97702-9036
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037010
Date	Jun 21, 2021
Instrument	2021-37010

Lender

Name	CARDINAL FINANCE CO
Type	Lending Institution
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Sep 28, 2020
Property Address	19712 POPLAR ST, BEND, OR 97702-9036
Document Number	0000050240
Instrument Date	Sep 24, 2020
Instrument	50240
Transaction Type	Transfer
Record Updated	Oct 6, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$535.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19712 POPLAR ST BEND OR 977029036, BEND, OR 97702-9036

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Sep 15, 2017
Property Address	19712 POPLAR ST, BEND, OR 97702-9036
Document Number	0000037071
Instrument Date	Aug 14, 2017
Instrument	2017-37071
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19712 POPLAR ST, BEND, OR 97702-9036

Mortgage

Document Number	0000037072
Date	Sep 15, 2017
Instrument	2017-37072

Lender

Name	ARBOR LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 19712 Poplar St was $3,425, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,425.00 (+3.91%)	$202,760 (+3%)	$596,160 (+1.84%) Land $209,650 Building $386,510
2024	$3,296.00 (+7.89%)	$196,860 (+3%)	$585,400 (-2.9%) Land $198,890 Building $386,510
2023	$3,055.00	$191,130	$602,900 Land $204,440 Building $398,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 19712 Poplar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19712 Poplar St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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