Kane County property record for 1971 White Oak Dr, Algonquin, IL 60102
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1,998 sqft · built 1993 |
| Lot Size | 0.263 acres (11,475 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (Jun 2021) |
| Tax Bill | $8,692 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-05-127-002 |
| Primary APN | 03-05-127-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,998 sqft Living Area |
| Gross Area | 3,457 sqft |
| 1st Floor Area | 999 sqft |
| Basement Area | 999 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Lot Area | 11,475 sqft (0.263 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 1971 WHITE OAK DR |
|---|---|
| City | ALGONQUIN |
| State | IL |
| Zip | 60102-5156 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 148 WILLOUGHBY FARMS UNIT 1 SUBDIVISION: WILLOUGHBY FARMS RANGE CODE: 8 E TWSHP 42N |
| Legal Subdivision | WILLOUGHBY FARMS |
| Legal Block | 1 |
| Legal Lot Number | 148 |
| Legal Unit | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | DUNDEE |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 850105 |
1971 White Oak Dr is owned and occupied by two individuals who bought it in June 2021.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1971 WHITE OAK DR, ALGONQUIN, IL 60102-5156 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 25, 2023 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Jun 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2021 · Amount on File |
| Deed Sale | Jun 17, 2021 · Amount on File |
| Prior Sale | Jun 23, 2003 · Amount on File |
| Deed Document Number | 202146462 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1971 WHITE OAK DR, ALGONQUIN, IL 60102-5156 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1971 WHITE OAK DR, ALGONQUIN, IL 60102-5156 |
| Document Number | 0000012920 |
|---|---|
| Date | Apr 25, 2023 |
| Instrument | 2023K012920 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49516 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 25, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 17, 2021 |
| Property Address | 1971 WHITE OAK DR, ALGONQUIN, IL 60102-5156 |
| Document Number | 0000046462 |
| Map Reference | DOC 92K61675 |
| Instrument Date | May 27, 2021 |
| Instrument | 2021K046462 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2021 |
| Title Company | BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TTL SVCS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $280.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1971 WHITE OAK DR, ALGONQUIN, IL 60102-5156 |
| Document Number | 0000046463 |
|---|---|
| Date | Jun 17, 2021 |
| Instrument | 2021K046463 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
The 2025 property tax bill for 1971 White Oak Dr was $8,692 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Algonquin Village |
| County | Kane County |
| County Subdivision | Dundee Township |
| Unified School District | Community Unit School District 300 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,692.00 Homeowner's exemption | $128,161 (+9.42%) Land $28,988 Building $99,173 | $384,637 (+9.42%) Land $86,999 Building $297,638 |
| 2024 | $117,127 Land $26,492 Building $90,635 | $351,522 Land $79,508 Building $272,014 | |
| 2022 | $7,585.00 (+53.33%) Homeowner's exemption | $96,768 (+5.91%) Land $23,837 Building $72,931 | $290,304 (+5.91%) Land $71,511 Building $218,793 |
| 2021 | $4,947.00 Homeowner's exemption | $91,368 Land $22,507 Building $68,861 | $274,104 Land $67,521 Building $206,583 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1971 White Oak Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1971 White Oak Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALGONQUIN serves 30,700 people · EPA ID IL1110050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Copper | 1.6 mg/L (2022–2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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