Oakland County property record for 1971 Webster St, Birmingham, MI 48009
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,048 sqft · built 2021 |
| Lot Size | 0.106 acres (4,617 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $210,000 (Jan 2022) |
| Tax Bill | $13,900 (2025) |
| Deeds & Mortgages | Mar 2021 Construction Loan Feb 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-20-31-178-055 |
| Primary APN | 08-20-31-178-055 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,048 sqft Living Area |
| 1st Floor Area | 734 sqft |
| Basement Area | 734 sqft |
| Unfinished Basement | 734 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,617 sqft (0.106 acres) |
| Lot Dimensions | 115 ft deep x 40 ft wide |
| Garage Area | 382 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 157 sqft |
| Patio Area | 157 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1971 WEBSTER ST |
|---|---|
| City | BIRMINGHAM |
| State | MI |
| Zip | 48009-7814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T2N, R11E, SEC 31 BIRMINGHAM GARDENS LOT 421 |
| Legal Range | 11E |
| Legal Township | 02N |
| Legal Section | 31 |
| Legal Subdivision | BIRMINGHAM |
| Legal Lot Number | 421 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 152900 |
1971 Webster St is owned and occupied by two individuals who bought it in January 2022.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1971 WEBSTER ST, BIRMINGHAM, MI 48009-7814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 2, 2021 | Deed of Trust, Mortgage · Construction Mortgage BUILDER FINANCE INC |
| Feb 19, 2021 | Deed of Trust, Mortgage INNOVA BM CAPITAL LLC |
| Jan 14, 2022 | Warranty Deed, Transfer · Conventional Mortgage LEVEL ONE BANK |
| Jun 9, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Mar 30, 2020 | Warranty Deed, Transfer JAMES BIST |
| Oct 23, 2018 | Warranty Deed, Transfer CHIRCO TITLE AGENCY INC, CHIRCO TITLE AGCY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 14, 2022 · Amount on File |
| Deed Sale | Jan 14, 2022 · Amount on File |
| Prior Sale | Mar 30, 2020 · Amount on File |
| Deed Document Number | 2022293735 |
| Deed Book / Page | 57287 / 687 |
| Prior Transfer Date | May 20, 2020 |
| Prior Transfer Doc | 0000110230 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1971 WEBSTER ST, BIRMINGHAM, MI 48009-7814 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 602 W UNIVERSITY DR, ROCHESTER, MI 48307-1850 |
| Document Number | 0000055244 |
|---|---|
| Date | Mar 2, 2021 |
| Book Page | 55804/805 |
| Instrument | 55244 |
| Name | BUILDER FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10022 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 10 Months |
| Due | Jan 1, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1971 WEBSTER ST, BIRMINGHAM, MI 48009-7814 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 602 W UNIVERSITY DR, ROCHESTER, MI 48307-1850 |
| Document Number | 0000045713 |
|---|---|
| Date | Feb 19, 2021 |
| Book Page | 55741/597 |
| Instrument | 45713 |
| Name | INNOVA BM CAPITAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ROYAL OAK, MI 48067 |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jan 14, 2022 |
| Property Address | 1971 WEBSTER ST, BIRMINGHAM, MI 48009-7814 |
| Document Number | 0000293735 |
| Book / Page | 57287 / 687 |
| Map Reference | LB 31 PG 38 |
| Instrument Date | Dec 17, 2021 |
| Instrument | 293735 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,575.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 602 W UNIVERSITY DR, 602, ROCHESTER, MI 48307-1850 |
| Name | Verified Name |
|---|---|
| Address | 13856 BORA BORA WAY, MARINA DEL REY, CA 90292-6885 |
| Document Number | 0057287702 |
|---|---|
| Date | Jan 14, 2022 |
| Instrument | 57287/702 |
| Name | LEVEL ONE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Jan 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Jan 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.87% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.87% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 9, 2020 |
| Property Address | 1971 WEBSTER ST, BIRMINGHAM, MI 48009-7814 |
| Document Number | 0000110230 |
| Book / Page | 054320 / 000869 |
| Instrument Date | May 20, 2020 |
| Instrument | 110230 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 602 W UNIVERSITY DR ROCHESTER MI 483071850, ROCHESTER, MI 48307-1850 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Mar 30, 2020 |
| Property Address | 1971 WEBSTER ST, BIRMINGHAM, MI 48009-7814 |
| Document Number | 0000058426 |
| Book / Page | 054004 / 000432 |
| Instrument Date | Mar 5, 2020 |
| Instrument | 58426 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2020 |
| Title Company | FIRST TITLE COMPANY, FIRST TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,703.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 602 W UNIVERSITY DR ROCHESTER MI 483071850, ROCHESTER, MI 48307-1850 |
| Document Number | 58427 |
|---|---|
| Date | Mar 30, 2020 |
| Book Page | 054004/000434 |
| Instrument | 58427 |
| Name | JAMES BIST |
|---|---|
| Address | 211 WHITNEY DR, ROCHESTER HILLS, MI 48307-2859 |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 23, 2018 |
| Property Address | 1971 WEBSTER ST, BIRMINGHAM, MI 48009-7814 |
| Document Number | 0000173524 |
| Book / Page | 052294 / 000669 |
| Instrument Date | Oct 17, 2018 |
| Instrument | 173524 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2018 |
| Title Company | CHIRCO TITLE AGENCY INC, CHIRCO TITLE AGCY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,763.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4249 SW HIGH MEADOWS AVE PALM CITY FL 349903726, PALM CITY, FL 34990-3726 |
The 2025 property tax bill for 1971 Webster St was $13,900 with a homeowner's exemption, down 9.1% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Birmingham City |
| County | Oakland County |
| Unified School District | Birmingham City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,900.00 (-9.14%) Homeowner's exemption | $450,320 | $900,640 |
| 2024 | $15,299.00 | ||
| 2023 | $384,530 | $769,060 | |
| 2021 | $3,797.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1971 Webster St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1998 · ground movement |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1971 Webster St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIRMINGHAM serves 20,472 people · EPA ID MI0000730 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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