1971 W 97th St, Chicago, IL 60643 Property Records

Cook County property record for 1971 W 97th St, Chicago, IL 60643

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,072 sqft · built 1923
Lot Size	0.104 acres (4,510 sqft)
Owner	Individual Name on File
Last Sale	$395,000 (Jan 2026)
Tax Bill	$4,163 (2023)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-07-207-002`

Property Details

APN / Parcel Number

Primary APN	`25-07-207-002`
Alternative APN	`25-07-207-002-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,072 sqft Living Area
1st Floor Area	1,072 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1925
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	4,510 sqft (0.104 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	1971 W 97TH ST
City	CHICAGO
State	IL
Zip	60643-1650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	EAST45.56 FT N98.75 FT W2 BLK9 W2NE 4 S07 T37N R14E 3P
Legal Range	14E
Legal Township	37N
Legal Section	07
Legal Subdivision	DORES
Legal Block	9
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3010
Census Tract	720200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Ridge Historic District listed 1976 · NRIS 76000703

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1971 W 97th St is owned and occupied by an individual who bought it in January 2026.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1971 W 97TH ST, CHICAGO, IL 60643-1650
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2026 · Amount on File
Deed Sale	Jan 16, 2026 · Amount on File
Prior Sale	May 9, 2025 · Amount on File
Deed Document Number	20262161
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jan 16, 2026
Property Address	1971 W 97TH ST, CHICAGO, IL 60643-1650
Document Number	0001602161
Instrument Date	Dec 19, 2025
Instrument	2601602161
Transaction Type	Transfer
Record Updated	Feb 2, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$395.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1971 W 97TH ST, CHICAGO, IL 60643-1650

Mortgage

Document Number	0001602162
Date	Jan 16, 2026
Instrument	2601602162

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$31,001 Land $6,991 Building $24,010	$310,010 Land $69,910 Building $240,100
2023	$4,163.00 (+3.07%) Homeowner's exemption	$22,999 (-) Land $5,637 Building $17,362	$229,990 (-) Land $56,370 Building $173,620
2022	$4,039.00 (+1.84%) Homeowner's exemption	$22,999 (-) Land $5,637 Building $17,362	$229,990 (-) Land $56,370 Building $173,620
2021	$3,966.00 Homeowner's exemption	$22,999 Land $5,637 Building $17,362	$229,990 Land $56,370 Building $173,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1971 W 97th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1971 W 97th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 860 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20