1971 Loraine St, Enumclaw, WA 98022 Property Records

King County property record for 1971 Loraine St, Enumclaw, WA 98022

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,080 sqft · built 1937
Lot Size	0.312 acres (13,590 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Feb 2021)
Tax Bill	$4,291 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`866100-0086`

Property Details

APN / Parcel Number

Primary APN	`866100-0086`
Alternative APN	`866100008600`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,080 sqft Living Area
Gross Area	1,460 sqft
1st Floor Area	580 sqft
Upper Floors Area	310 sqft
Basement Area	570 sqft
Finished Basement	190 sqft
Unfinished Basement	380 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Lot Area	13,590 sqft (0.312 acres)
Garage Type	Carport
Garage Area	228 sqft
Carport	Carport
Carport Area	228 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	866100008600
Street Address	1971 LORAINE ST
City	ENUMCLAW
State	WA
Zip	98022-2424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	TOMAN ADD TO ENUMCLAW W 135.9 FT
Legal Range	06
Legal Township	20
Legal Section	23
Legal Subdivision	TOMAN ADD TO ENUMCLAW
Legal Lot Number	14
Jurisdiction	KING WA
Township / Civil Division	ENUMCLAW PLATEAU
Census Block Group	3
Census Block	3008
Census Tract	31400

Owner

Source: King County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1971 LORAINE ST, ENUMCLAW, WA 98022-2424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON STATE HOUSING FIN COMMISSION
Feb 23, 2021	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 21, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
Nov 3, 2017	Warranty Deed, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2021 · Amount on Record
Deed Sale	Feb 23, 2021 · Amount on Record
Prior Sale	Nov 3, 2017 · Amount on Record
Deed Document Number	20211868
Prior Transfer Date	May 13, 2020
Prior Transfer Doc	0000001524
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	1971 LORAINE ST, ENUMCLAW, WA 98022-2424
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001870
Date	Feb 23, 2021
Instrument	20210223001870

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Feb 23, 2021
Property Address	1971 LORAINE ST, ENUMCLAW, WA 98022-2424
Document Number	0000001868
Map Reference	VOL 29 PG 35
Instrument Date	Feb 18, 2021
Instrument	20210223001868
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	OLD REPUBLIC TITLE LTD

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$6,565.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1971 LORAINE ST, ENUMCLAW, WA 98022-2424

Mortgage

Document Number	0000001869
Date	Feb 23, 2021
Instrument	20210223001869

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Mortgage

Document Number	0000001870
Date	Feb 23, 2021
Instrument	20210223001870

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KING WA
Recording Date	May 21, 2020
Property Address	1971 LORAINE ST, ENUMCLAW, WA 98022-2424
Document Number	0000001524
Map Reference	VOL 29 PG 35
Instrument Date	May 13, 2020
Instrument	20200521001524
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	OLD REPUBLIC TITLE LTD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1971 LORALNE ST, ENUMCLAW, WA 98022-2424

Mortgage

Document Number	0000001525
Date	May 21, 2020
Instrument	20200521001525

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Nov 3, 2017
Property Address	1971 LORAINE ST, ENUMCLAW, WA 98022-2424
Document Number	0000001081
Map Reference	VOL29 PG35
Instrument Date	Nov 1, 2017
Instrument	20171103001081
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	OLD REPUBLIC TITLE LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1971 LORAINE ST, ENUMCLAW, WA 98022-2424

Mortgage

Document Number	0000001082
Date	Nov 3, 2017
Instrument	20171103001082

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Municipality	Enumclaw City
Unified School District	Enumclaw School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,291.00 (+5.66%)
2025		$447,000 (+5.67%) Land $209,000 Building $238,000	$447,000 (+5.67%) Land $209,000 Building $238,000
2024	$4,061.00 (+7.83%)	$423,000 (+2.17%) Land $189,000 Building $234,000	$423,000 (+2.17%) Land $189,000 Building $234,000
2022	$3,766.00	$414,000 Land $187,000 Building $227,000	$414,000 Land $187,000 Building $227,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENUMCLAW WATER DEPARTMENT serves 23,276 people · EPA ID WA5323600
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Skynet Broadband Fixed Wireless	100 / 100

May also be available: CenturyLink, T-Mobile, Verizon.

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