1971 Fairway Oaks Dr, Ripon, CA 95366 Property Records

San Joaquin County property record for 1971 Fairway Oaks Dr, Ripon, CA 95366

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,198 sqft · built 2004
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$900,000 (Jan 2021)
Tax Bill	$10,517 (2025)
Deeds & Mortgages	May 2026 Line of Credit Sep 2023 Second Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`245-310-260-000`

Property Details

APN / Parcel Number

Primary APN	`245-310-260-000`
Alternative APN	`245-310-26`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,198 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	13,068 sqft (0.3 acres)
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	245-310-26
Street Address	1971 FAIRWAY OAKS DR
City	RIPON
State	CA
Zip	95366-9360
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	03-FM PT 245-290-26/FAIRWAY OAKS AT BARTON RANCH
Legal Subdivision	FAIRWAY OAKS AT BARTON RANCH
Legal Block	3
Legal Lot Number	47
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	RIPON
Census Block Group	3
Census Block	3008
Census Tract	5003

Owner

Source: San Joaquin County assessment roll, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1971 FAIRWAY OAKS DR, RIPON, CA 95366-9360
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · Line of Credit STAR ONE CREDIT UNION
Sep 26, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage KAIPERM FCU
Nov 23, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage KAIPERM CREDIT UNION
Oct 28, 2021	Grant Deed, Transfer
Sep 9, 2021	Grant Deed, Transfer
Jan 4, 2021	Grant Deed, Transfer · Conventional Mortgage TRAVIS CU
Mar 23, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 4, 2021 · Amount on Record
Deed Sale	Jan 4, 2021 · Amount on Record
Prior Sale	Feb 18, 2009 · Amount on Record
Deed Document Number	2021512
Prior Transfer Date	Mar 10, 2020
Prior Transfer Doc	0000036816
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 12, 2026
Property Address	1971 FAIRWAY OAKS DR, RIPON, CA 95366-9360
Document Number	0000043519
Instrument Date	May 5, 2026
Instrument	202643519
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	1971 FAIRWAY OAKS DR, RIPON, CA 95366-9360

Mortgage

Document Number	0000043519,
Date	May 12, 2026
Instrument	202643519

Lender

Name	STAR ONE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	302 Months
Due	Jul 17, 2051

Interest

Rate	6.37%
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1971 FAIRWAY OAKS DR, RIPON, CA 95366-9360
Transaction Type	Mortgage
Record Updated	Oct 9, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1971 FAIRWAY OAKS DR, RIPON, CA 95366-9360

Mortgage

Document Number	0000075961
Date	Sep 26, 2023
Instrument	2023-075961

Lender

Name	KAIPERM FCU
Type	Credit Union
Address	WALNUT CREEK, CA 94596

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2038

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1971 FAIRWAY OAKS DR, RIPON, CA 95366-9360
Transaction Type	Mortgage
Record Updated	Dec 8, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1971 FAIRWAY OAKS DR, RIPON, CA 95366-9360

Mortgage

Document Number	0000194571
Date	Nov 23, 2021
Instrument	2021-194571

Lender

Name	KAIPERM CREDIT UNION
Type	Government Agency
Address	WALNUT CREEK, CA 94596

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 28, 2021
Property Address	1971 FAIRWAY OAKS DR, RIPON, CA 95366-9360
Document Number	0000181064
Map Reference	MB 38 PG 6
Instrument Date	Oct 25, 2021
Instrument	2021-181064
Transaction Type	Transfer
Record Updated	Nov 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1971 FAIRWAY OAKS DR, RIPON, CA 95366-9360

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 9, 2021
Property Address	1971 FAIRWAY OAKS DR, RIPON, CA 95366-9360
Document Number	0000151867
Map Reference	MB 38 PG 6
Instrument Date	Jul 7, 2021
Instrument	2021-151867
Transaction Type	Transfer
Record Updated	Sep 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1971 FAIRWAY OAKS DR, RIPON, CA 95366-9360

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 4, 2021
Property Address	1971 FAIRWAY OAKS DR, RIPON, CA 95366-9360
Document Number	0000000512
Map Reference	MB 38 PG 6
Instrument Date	Dec 28, 2020
Instrument	2021-000512
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1971 FAIRWAY OAKS DR, RIPON, CA 95366-9360

Mortgage

Document Number	0000000513
Date	Jan 4, 2021
Instrument	2021-000513

Lender

Name	TRAVIS CU
Type	Credit Union
Address	VACAVILLE, CA 95687

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 23, 2020
Property Address	1971 FAIRWAY OAKS DR, RIPON, CA 95366-9360
Document Number	0000036816
Instrument Date	Mar 10, 2020
Instrument	36816
Transaction Type	Transfer
Record Updated	Apr 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1971 FAIRWAY OAKS DR RIPON CA 953669360, RIPON, CA 95366-9360

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Ripon City
Unified School District	Ripon Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,517.00 (+3.82%)	$974,187 (+4.04%) Land $189,425 Building $784,762
2023	$10,130.00 (+1.62%)	$936,360 Land $182,070 Building $754,290	$1,151,640
2022	$9,969.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIPON serves 15,753 people · EPA ID CA3910007
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
ezWave Fixed Wireless	1,000 / 200
Zinnia Networks Fixed Wireless	400 / 80
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies, UnWired Broadband Holding.

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