1971 Bluff Ct, Troy, MI 48098 Property Records

Oakland County property record for 1971 Bluff Ct, Troy, MI 48098 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 1994
Square Footage	3,482 sqft Living Area
Lot Size	21,780 sqft (0.5 acres)
Occupancy	Owner Occupied
Last Sale	$650,000 (2021)
Tax Bill	$9,482.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`88-20-17-102-001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	8 Plumbing Fixtures
Building Area	3,482 sqft Living Area
1st Floor	2,017 sqft 1st Floor
Basement Area	2,017 sqft Basement
Unfinished Basement	2,017 sqft Unfinished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial Style
Exterior Material	Brick Exterior
Construction Type	Brick Construction
Roof Construction	Gable Roof Construction
Lot Area	21,780 sqft (0.5 acres)
Depth X Width	176 ft x 124 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Area	505 sqft Garage
Deck Area	256 sqft Deck
Patio Area	256 sqft Patio
Porch Area	41 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	1971 BLUFF CT
City	TROY
State	MI
Zip	48098-6616
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	T2N, R11E, SEC 17 OAK RIVER EAST SUB NO 2 LOT 143 6-14-88 FR 100-003
Legal Range	11E
Legal Township	2N
Legal Section	17
Legal Subdivision	OAK RIVER EAST SUB #2
Legal Lot Number	6,143
Jurisdiction	OAKLAND MI
Minor Civil Division	TROY
Census Blockgroup	3
Census Block	3001
Census Tract	196800

Owner

Source: Oakland County records · APN 88-20-17-102-001

Assessment roll updated January 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1971 BLUFF CT, TROY, MI 48098-6616
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 09, 2021 · Amount on Record
Deed Sale	Jul 09, 2021 · Amount on Record
Prior Sale	Dec 23, 2004 · Amount on Record
Deed Doc Number	2021171330
Deed Book / Page	56521 / 748
Record Refreshed	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 09, 2021
Property Address	1971 BLUFF CT, TROY, MI 48098-6616
Document Number	0000171330
Book / Page	56521 / 748
Map Reference	LB 201 PG 37-43
Instrument Date	Jul 01, 2021
Instrument	171330
Transaction Type	Transfer
Record Updated	Aug 03, 2021
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,590.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1971 BLUFF CT, 1971, TROY, MI 48098-6616

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1971 BLUFF CT, TROY, MI 48098-6616

Mortgage

Document Number	0056518681
Date	Jul 09, 2021
Instrument	56518/681

Lender

Name	STAUNTON FINANCIAL INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Jul 01, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.37%
Index	Other
Margin	3
Max Rate	7.37%

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,482.00 (-2.72%)
2023			$562,000
2022	$9,747.00	$281,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.