Osceola County property record for 1971 Banner Ln, Saint Cloud, FL 34769 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,199 sqft · built 2014 |
| Lot Size | 0.132 acres (5,749 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $214,505 (Aug 2014) |
| Tax Bill | $5,102 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-26-30-0082-0001-4630 |
| Primary APN | 09-26-30-0082-0001-4630 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,199 sqft Living Area |
| Gross Area | 2,823 sqft |
| 1st Floor Area | 1,052 sqft |
| Upper Floors Area | 1,147 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | L-Shape |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,749 sqft (0.132 acres) |
| Lot Dimensions | 115 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 224 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 1971 BANNER LN |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-1819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ANTHEM PARK PHASE 3B PB 20 PG 90-93 LOT 463 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 09 |
| Legal Subdivision | ANTHEM PARK PH 3B |
| Legal Phase | 3B |
| Legal Tract | 82 |
| Legal Block | 4630 |
| Legal Lot Number | 463 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 43208 |
Source: Osceola County records · APN 09-26-30-0082-0001-4630
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1971 BANNER LN, SAINT CLOUD, FL 34769-1819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 20, 2014 · Amount on Record |
| Deed Sale | Aug 20, 2014 · Amount on Record |
| Deed Document Number | 2014121967 |
| Deed Book / Page | 4654 / 765 |
| Last Transfer Date | Aug 14, 2015 |
| Transfer Doc | 0048301661 |
| Record Updated | Jun 08, 2026 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,102.00 (+0.83%) Homeowner's exemption | $204,592 (+5.99%) | $323,100 (+0.72%) Land $70,000 Building $253,100 |
| 2024 | $5,060.00 (+4.01%) | ||
| 2023 | $4,865.00 (+3.33%) Homeowner's exemption | $193,036 (+3%) | $320,800 (+18.29%) Land $60,000 Building $260,800 |
| 2022 | $4,708.00 Homeowner's exemption | $187,414 | $271,200 Land $55,000 Building $216,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 29 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 35 units insured 6 under condo master policies |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 469 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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