19709 Rustic Lake Ln, Cypress, TX 77433 Property Records

Harris County property record for 19709 Rustic Lake Ln, Cypress, TX 77433

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,560 sqft · built 2006
Lot Size	0.139 acres (6,060 sqft)
Owner	Individual Name on File
Last Sale	$255,360 (Sep 2024)
Tax Bill	$8,875 (2025)
Deeds & Mortgages	Jun 2025 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`127-615-003-0003`

Property Details

APN / Parcel Number

Primary APN	`127-615-003-0003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,560 sqft Living Area
1st Floor Area	1,570 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Construction Type	Brick
Lot Area	6,060 sqft (0.139 acres)
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1276150030003
Street Address	19709 RUSTIC LAKE LN
City	CYPRESS
State	TX
Zip	77433-7689
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 3 BLK 3 CYPRESS SPRINGS SEC 5
Legal Subdivision	CYPRESS SPRINGS SEC 5
Legal Block	3
Legal Lot Number	3
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	1
Census Block	1012
Census Tract	543011

Owner

Source: Harris County assessment roll, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12625 MEMORIAL DR, 115, HOUSTON, TX 77024-4819
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage EMPORIUM TPO LLC
Jan 18, 2017	Warranty Deed, Transfer · VA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 19, 2024 · Amount on Record
Deed Sale	Sep 19, 2024 · Amount on Record
Prior Sale	Jan 18, 2017 · Amount on Record
Deed Document Number	2024345538
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	19709 RUSTIC LAKE LN, CYPRESS, TX 77433-7689
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	STARTEX TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 GESSNER RD, HOUSTON, TX 77024-6115

Mortgage

Document Number	0000250329
Date	Jun 30, 2025
Instrument	2025-250329

Lender

Name	EMPORIUM TPO LLC
Type	Mortgage Company
Address	FRISCO, TX 75034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jan 18, 2017
Property Address	19709 RUSTIC LAKE LN, CYPRESS, TX 77433-7689
Document Number	0000023690
Instrument Date	Jan 13, 2017
Instrument	23690
Transaction Type	Transfer
Record Updated	Jan 30, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19709 RUSTIC LAKE LN CYPRESS TX 774337689, CYPRESS, TX 77433-7689

Mortgage

Document Number	23691,
Date	Jan 18, 2017
Instrument	23691

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2047

Tax Assessment & Valuation

Source: Harris County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,875.00 (+347.33%)	$352,814 (+2.32%) Land $47,996 Building $304,818	$352,814 (+2.32%) Land $47,996 Building $304,818
2024	$1,984.00 (+20.24%) Homeowner's exemption	$344,810 (-0.38%) Land $47,996 Building $296,814	$344,810 (-0.38%) Land $47,996 Building $296,814
2023	$1,650.00 Homeowner's exemption	$346,126 Land $52,897 Building $293,229	$346,126 Land $52,897 Building $293,229
2022	$1,650.00 (+15.87%)
2020	$1,424.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 165 serves 40,503 people · EPA ID TX1012187
Water Source	Purchased surface water from WEST HARRIS COUNTY REGIONAL WATER AUTHOR
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,012 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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