19707 State Line Rd, Harvard, IL 60033 Property Records

McHenry County property record for 19707 State Line Rd, Harvard, IL 60033

Property Summary

Property TypeSingle Family Home
Details2 ba · 5,168 sqft · built 1991
Lot Size17.8 acres (778,417 sqft)
OwnerIndividual Name on Record
Last Sale$565,000 (Jan 2022)
Tax Bill$12,165 (2024)
Deeds & MortgagesJun 2026 Line of Credit
Jan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-06-300-022

Property Details

APN / Parcel Number

Primary APN02-06-300-022

Interior

Full Baths2 Baths
Stories1 Story
Building Area5,168 sqft Living Area
Gross Area7,248 sqft
1st Floor Area2,872 sqft
Basement Area2,296 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Lot Area778,417 sqft (17.8 acres)
Garage TypeAttached
Garage Area2,080 sqft
Parking Spaces7 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address19707 STATE LINE RD
CityHARVARD
StateIL
Zip60033-9161
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2022R0003478 PT E1/2 W1/2 E1/2 FRL W1/2
Legal SubdivisionCRYSTAL HEIGHTS FARMS
Legal Block300
JurisdictionMCHENRY IL
Township / Civil DivisionALDEN
Census Block Group2
Census Block2006
Census Tract870200

Owner

Source: McHenry County records, as of July 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address0N325 FORD DR, GENEVA, IL 60134-6108
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2026Deed of Trust, Mortgage · Line of Credit
STATE BANK
Jan 26, 2022Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 26, 2022 · Amount on Record
Deed SaleJan 26, 2022 · Amount on Record
Deed Document Number20223478
Prior Transfer DateMar 19, 1998
Prior Transfer Doc0098017143
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Recording DateJun 26, 2026
Property Address19707 STATE LINE RD, HARVARD, IL 60033-9161
Document Number0000018175
Instrument DateJun 18, 2026
Instrument202618175
Transaction TypeMortgage
Record UpdatedJul 10, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address19707 STATE LINE RD, HARVARD, IL 60033-9161

Mortgage

Document Number0000018175,
DateJun 26, 2026
Instrument202618175
Lender
NameSTATE BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.51%
Max Rate-1%

January 2022: Deed, Transfer

Document TypeDeed
JurisdictionMCHENRY IL
Recording DateJan 26, 2022
Property Address19707 STATE LINE RD, HARVARD, IL 60033-9161
Document Number0000003478
Instrument DateJan 20, 2022
Instrument2022R0003478
Transaction TypeTransfer
Record UpdatedFeb 4, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$565.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressN325 FORD DRIVE, GENEVA, IL 60134-6108

Mortgage

Document Number0000003479
DateJan 26, 2022
Instrument2022R0003479
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlden Township
Unified School DistrictHarvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$12,165.00$178,402 (+20.06%) Land $13,271 Building $165,131$535,206 (+20.06%) Land $39,813 Building $495,393
2022$148,589 Land $11,003 Building $137,586$445,767 Land $33,009 Building $412,758

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2002–2007)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Rise Broadband
Fixed Wireless
25 / 5

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