19707 30 Mile Rd, Ray, MI 48096 Property Records

Macomb County property record for 19707 30 Mile Rd, Ray, MI 48096

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,992 sqft · built 1979
Lot Size	10 acres (439,695 sqft)
Owner	Individual Name on Record
Last Sale	$252,000 (Mar 1999)
Tax Bill	$4,389 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-05-09-400-024`

Property Details

APN / Parcel Number

Primary APN	`21-05-09-400-024`
Alternative APN	`0509400024`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,992 sqft Living Area
1st Floor Area	1,992 sqft
Basement Area	1,992 sqft
Unfinished Basement	1,992 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1999
Architectural Style	Ranch
Lot Area	439,695 sqft (10 acres)
Lot Width	190 ft Width
Garage Area	1,020 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	19707 30 MILE RD
City	RAY
State	MI
Zip	48096-1827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	T4N,R13E SEC 9; COM AT S 1/4 COR SEC 9; TH E 303.88 FT ALG S SEC LINE TO POB; TH N0736'-08"E 2167.34 FT; TH S8952'- 37"E
Legal Range	13E
Legal Township	04N
Legal Section	09
Jurisdiction	MACOMB MI
Township / Civil Division	RAY
Census Block Group	1
Census Block	1027
Census Tract	216000

Owner

Source: Macomb County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19707 30 MILE RD, RAY, MI 48096-1827
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 28, 2020	Deed of Trust, Mortgage · Line of Credit CENTRAL MACOMB COMMUNITY CU
Feb 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL MACOMB COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 1999 · Amount on Record
Deed Sale	Mar 1, 1999 · Amount on Record
Prior Sale	Aug 10, 1994 · Amount on Record
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	19707 30 MILE RD, RAY, MI 48096-1827
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19707 30 MILE RD, RAY, MI 48096-1827

Mortgage

Document Number	2102201832
Date	Jun 21, 2021
Book Page	27819/752
Instrument	202102201832

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	19707 30 MILE RD, RAY, MI 48096-1827
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024875
Date	Feb 28, 2020
Book Page	26543/503
Instrument	2024875

Lender

Name	CENTRAL MACOMB COMMUNITY CU
Type	Credit Union
Address	MOUNT CLEMENS, MI 48046

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 27, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	19707 30 MILE RD, RAY, MI 48096-1827
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LIB

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024852
Date	Feb 28, 2020
Book Page	26543/411
Instrument	2024852

Lender

Name	CENTRAL MACOMB COMMUNITY CU
Type	Credit Union
Address	37570

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Ray Township
Unified School District	Armada Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$231,600 (+20.37%)	$463,200 (+20.37%)
2025	$4,389.00 (+17.64%)
2023		$192,400	$384,800
2022	$3,731.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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