19705 E 15th St N, Independence, MO 64056 Property Records

Jackson County property record for 19705 E 15th St N, Independence, MO 64056

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,139 sqft · built 1977
Lot Size	0.174 acres (7,574 sqft)
Owner	2 Individual Names on File
Last Sale	$161,292 (Dec 2022)
Tax Bill	$2,776 (2024)
Deeds & Mortgages	Dec 2022 Mortgage Nov 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`16-130-02-38`

Property Details

APN / Parcel Number

Primary APN	`16-130-02-38`
Alternative APNs	`16-130-02-38-00-0-00-000` `16130023800000001` `734529`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,139 sqft Living Area
1st Floor Area	528 sqft
Basement Area	1,056 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,574 sqft (0.174 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	734529
Street Address	19705 E 15TH ST N
City	INDEPENDENCE
State	MO
Zip	64056-1375
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLUE MILLS LOT 87
Legal Subdivision	BLUE MILLS
Legal Block	2
Legal Lot Number	87
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2006
Census Tract	17700

Owner

Source: Jackson County assessment roll, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	19705 E 15TH ST N, INDEPENDENCE, MO 64056-1375
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2022	Intrafamily Transfer, Transfer · FHA Mortgage TOP FLITE FINANCIAL INC
Nov 26, 2018	Loan Modification, Mortgage US BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 9, 2022 · Amount on Record
Deed Sale	Dec 9, 2022 · Amount on Record
Prior Sale	Dec 13, 2010
Deed Document Number	2022108569
Prior Transfer Date	Dec 5, 2022
Prior Transfer Doc	00E0108569
Record Updated	Jun 8, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON MO
Recording Date	Dec 9, 2022
Property Address	19705 E 15TH ST N, INDEPENDENCE, MO 64056-1375
Document Number	00E0108569
Instrument Date	Dec 5, 2022
Instrument	2022E0108569
Transaction Type	Transfer
Record Updated	Dec 19, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19705 E 15TH ST N, INDEPENDENCE, MO 64056-1375

Mortgage

Document Number	00E0108570
Date	Dec 9, 2022
Instrument	2022E0108570

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2048

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JACKSON MO
Property Address	19705 E 15TH ST N, INDEPENDENCE, MO 64056-1375
Document Number	000E109418
Instrument Date	Nov 26, 2018
Transaction Type	Mortgage
Record Updated	May 17, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19705 E 15TH ST N INDEPENDENCE MO 640561375, INDEPENDENCE, MO 64056-1375

Mortgage

Document Number	000E109418
Date	Dec 27, 2018
Instrument	109418E

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2048

Interest

Rate	4.87%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$29,901 (-14.47%) Land $4,625 Building $25,276	$157,370 (-14.47%)
2024	$2,776.00 (+0.47%)
2023	$2,763.00	$34,960 Land $4,055 Building $30,905	$184,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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