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19701 Co Rd 450, Umatilla, FL 32784 Property Records

Lake County property record for 19701 Co Rd 450, Umatilla, FL 32784

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,565 sqft · built 1972
Lot Size3.61 acres (157,498 sqft)
OwnerIndividual Name on File
Last Sale$136,800 (Sep 2021)
Tax Bill$4,147 (2024)
Deeds & MortgagesSep 2021 Sale & Mortgage
Oct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-18-27-0004-000-01901

Property Details

APN / Parcel Number

Primary APN05-18-27-0004-000-01901
Alternative APNs
  • 271805000400001901
  • 1221714

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,565 sqft Living Area
Gross Area2,163 sqft
1st Floor Area1,565 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 2021
Exterior MaterialConcrete Block
Construction TypeFrame
Roof MaterialAsphalt
Lot Area157,498 sqft (3.61 acres)
Garage TypeDetached
Garage Area500 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area288 sqft
PorchEnclosed/Finished Porch
Porch Area1,071 sqft
Deck Area1,539 sqft
Patio Area996 sqft
Utility Building4,435 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number1221714
Street Address19701 COUNTY ROAD 450
CityUMATILLA
StateFL
Zip32784-9104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionFROM SW COR OF NW 1/4 OF SE 1/4 RUN E 420 FT NLY 260 FT PARALLEL TO W LINE OF NW 1/4 OF SE 1/4 FOR POB RUN S 67DEG 57MIN E 392.87 FT TO HWY 450 BEG AGAIN AT POB RUN N 4DEG 54MIN W 445.65 FT E 227 FT S 4DEG 54MIN E 276.68 FT S 67DEG 57MIN E 252.37 FT
Legal Range27E
Legal Township18S
Legal Section5
Legal Quarter4
Legal Tract0004
Legal Block2
Legal Lot Number19
JurisdictionLAKE FL
Township / Civil DivisionUMATILLA
Census Block Group2
Census Block2043
Census Tract30109

Owner

Source: Lake County records · APN 05-18-27-0004-000-01901

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address19701 COUNTY ROAD 450, UMATILLA, FL 32784-9104
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 03, 2021Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE EQUITY PARTNERS LLC
Oct 29, 2018Warranty Deed, Transfer · Conventional with PMI
HOME FIRST LENDING

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 03, 2021 · Amount on Record
Deed SaleSep 03, 2021 · Amount on Record
Prior SaleOct 29, 2018 · Amount on Record
Deed Document Number2021122441
Deed Book / Page5787 / 1769
Prior Transfer DateAug 20, 2021
Prior Transfer Doc0057871769
Record UpdatedJun 08, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateSep 03, 2021
Property Address19701 COUNTY ROAD 450, UMATILLA, FL 32784-9104
Document Number0057871769
Book / Page5787 / 1769
Instrument DateAug 20, 2021
Instrument2021122441
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanyALOMA TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$957.60
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address19701 COUNTY ROAD 450, UMATILLA, FL 32784-9104

Mortgage

Document Number0057871771
DateSep 03, 2021
Instrument5787/1771
Lender
NameMORTGAGE EQUITY PARTNERS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueSep 01, 2041

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateOct 29, 2018
Property Address19701 COUNTY ROAD 450, UMATILLA, FL 32784-9104
Document Number0051902350
Book / Page005190 / 002350
Instrument DateOct 17, 2018
Instrument126977
Transaction TypeTransfer
Record UpdatedNov 13, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,114.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address19701 COUNTY ROAD 450 UMATILLA FL 327849104, UMATILLA, FL 32784-9104

Mortgage

Document Number51902352
DateOct 29, 2018
Book Page005190/002352
Instrument126978
Lender
NameHOME FIRST LENDING
AddressORLANDO, FL 32801
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 28, 2048

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$305,300 (+2.9%)$382,832 (-0.06%) Land $130,000 Building $252,832
2025$296,700 (+5.98%) Land $130,000 Building $166,700$383,080 (+11.17%) Land $130,000 Building $253,080
2024$4,147.00 (+8.76%)
2023$3,813.00 (+4.98%) Homeowner's exemption$279,950 (+3%)$344,576 (+12.17%) Land $100,000 Building $244,576
2022$3,632.00 Homeowner's exemption$271,800$307,191 Land $64,000 Building $243,191

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690301092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force

Wildfire

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 39 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Open Infra
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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