19700 N 1500th St, Effingham, IL 62401 Property Records

Effingham County property record for 19700 N 1500th St, Effingham, IL 62401

Property Summary

Property Type	Rural Home
Details	1 bd · 1,900 sqft · built 2011
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,295 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-27-027-051`

Property Details

APN / Parcel Number

Primary APN	`03-27-027-051`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	1,900 sqft Base Area
1st Floor Area	1,900 sqft
Basement Area	1,900 sqft
Unfinished Basement	1,900 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Construction Type	Frame
Lot Area	217,800 sqft (5 acres)
Garage Area	1,232 sqft
Parking Spaces	5 Parking Spaces

Location & Zoning

Street Address	19700 N 1500TH ST
City	EFFINGHAM
State	IL
Zip	62401-7010
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	N 330FT W 1/2 SW NW 2836/247 2450/256 2443/281
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1022
Census Tract	950100

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19700 N 1500TH ST, EFFINGHAM, IL 62401-7010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 31, 2012
Transfer Doc	2836/247
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	19700 N 1500TH ST, EFFINGHAM, IL 62401-7010
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	NOT AVAILABLE, ACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3665/179
Date	Mar 9, 2021
Book Page	3665/179
Instrument	202121001166

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.12%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Unified School District	Teutopolis Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,295.00 (+7.49%) Homeowner's exemption	$114,010 (+10.02%) Land $3,710 Building $110,300	$342,030 (+10.02%) Land $11,130 Building $330,900
2024	$4,926.00 (+28.65%)	$103,630 (+19.96%) Land $3,360 Building $100,270	$310,890 (+19.96%) Land $10,080 Building $300,810
2022	$3,829.00 Homeowner's exemption	$86,390 Land $2,770 Building $83,620	$259,170 Land $8,310 Building $250,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130