19700 Charters Ave, Saratoga, CA 95070 Property Records

Santa Clara County property record for 19700 Charters Ave, Saratoga, CA 95070

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,153 sqft · built 1966
Lot Size	0.234 acres (10,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,950,000 (Sep 2022)
Tax Bill	$47,835 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`393-13-024`

Property Details

APN / Parcel Number

Primary APN	`393-13-024`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,153 sqft Living Area
1st Floor Area	2,153 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	L-Shape
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	10,200 sqft (0.234 acres)
Lot Dimensions	120 ft deep x 85 ft wide
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	19700 CHARTERS AVE
City	SARATOGA
State	CA
Zip	95070-4408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R112
Legal Description	TRACT 2835 ARROYO DE SARATOGA BOOK 162 PAGE 14 PAGE 15 LOT 82
Legal Subdivision	ARROYO DE SARATOGA
Legal Tract	2835
Legal Lot Number	82
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	4
Census Block	4005
Census Tract	507500

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19700 CHARTERS AVE, SARATOGA, CA 95070-4408
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2022 · Amount on Record
Deed Sale	Sep 22, 2022 · Amount on Record
Deed Document Number	202225376489
Prior Transfer Date	Nov 29, 2016
Prior Transfer Doc	0023534135
Record Updated	Oct 29, 2026

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 22, 2022
Property Address	19700 CHARTERS AVE, SARATOGA, CA 95070-4408
Document Number	0025376489
Map Reference	MB 162 PG 14&15
Instrument Date	Aug 24, 2022
Instrument	25376489
Transaction Type	Transfer
Record Updated	Oct 3, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	19700 CHARTERS AVE, SARATOGA, CA 95070-4408

Mortgage

Document Number	0025376490
Date	Sep 22, 2022
Instrument	25376490

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Oct 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	5.75%
Index	Other
Max Rate	8.75%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Saratoga City
Secondary School District	Los Gatos-Saratoga Joint Union School District (09 - 12)
Elementary School District	Saratoga Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$4,186,465 (+2%) Land $3,608,107 Building $578,358
2025	$47,835.00 (+26.45%)	$4,104,378 (+29.89%) Land $3,537,360 Building $567,018
2023	$37,830.00 (-5.65%)	$3,160,000 Land $2,723,400 Building $436,600
2022	$40,094.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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