Lake County property record for 1970 Waldo Rd, Two Harbors, MN 55616 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,628 sqft · built 2020 |
| Lot Size | 10 acres (436,907 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $470,000 (May 2026) |
| Tax Bill | $2,502 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage May 2026 Sale + 2 more |
| APN | 25-5311-13550 |
| Primary APN | 25-5311-13550 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,628 sqft Gross Area |
| 1st Floor Area | 1,628 sqft |
| Utility Area | 840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Dome |
| Exterior Material | Wood |
| Construction Type | Wood |
| Lot Area | 436,907 sqft (10 acres) |
| Garage Type | Mixed |
| Garage Area | 2,016 sqft |
| Parking Spaces | 7 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Slab |
| Porch Area | 217 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Street Address | 1970 WALDO RD |
|---|---|
| City | TWO HARBORS |
| State | MN |
| Zip | 55616-5032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NW14 OF SW14 EXC N 443.92 FT OF W 984.5 FT |
| Legal Range | 11W |
| Legal Township | 53N |
| Legal Section | 13 |
| Jurisdiction | LAKE MN |
| Township / Civil Division | LAKE NO. 2 |
| Census Block Group | 1 |
| Census Block | 1109 |
| Census Tract | 370102 |
Source: Lake County records · APN 25-5311-13550
Assessment roll updated August 25, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1970 WALDO RD, TWO HARBORS, MN 55616-5032 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2023 | Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE FEDERAL CREDIT UNION |
| May 22, 2026 | Deed, Transfer |
| Jun 22, 2020 | Warranty Deed, Transfer |
| Oct 11, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 22, 2026 · Amount on Record |
| Deed Sale | May 22, 2026 · Amount on Record |
| Prior Sale | Jun 22, 2020 · Amount on Record |
| Deed Document Number | 20261877114 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 1970 WALDO RD, TWO HARBORS, MN 55616-5032 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | A000202177 |
|---|---|
| Date | Apr 28, 2023 |
| Instrument | A000202177 |
| Name | NORTH SHORE FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 28, 2038 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | May 22, 2026 |
| Property Address | 1970 WALDO RD, TWO HARBORS, MN 55616-5032 |
| Document Number | 0001877114 |
| Instrument Date | May 22, 2026 |
| Instrument | 20261877114 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1970 WALDO RD, TWO HARBORS, MN 55616-5032 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Jun 22, 2020 |
| Property Address | 1970 WALDO RD, TWO HARBORS, MN 55616-5032 |
| Document Number | A000194241 |
| Instrument Date | Jun 17, 2020 |
| Instrument | A000194241 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2270 HIGHWAY 2, TWO HARBORS, MN 55616-1298 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Oct 11, 2018 |
| Property Address | 1970 WALDO RD, TWO HARBORS, MN 55616-5032 |
| Document Number | A000190723 |
| Instrument Date | Oct 01, 2018 |
| Instrument | A000190723 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Lake County records · Assessment roll updated August 25, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| Unified School District | Lake Superior Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,502.00 | $505,900 (+18.28%) Land $74,000 Building $431,900 | $505,900 (+18.28%) Land $74,000 Building $431,900 |
| 2023 | $427,700 Land $69,400 Building $358,300 | $427,700 Land $69,400 Building $358,300 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 7 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Zito West Holding | Fiber | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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