1970 Wagon Gap Trl, Monument, CO 80132 Property Records

El Paso County property record for 1970 Wagon Gap Trl, Monument, CO 80132

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,257 sqft · built 2015
Lot Size0.162 acres (7,056 sqft)
OwnerIndividual Name on Record
Last Sale$625,000 (Mar 2023)
Tax Bill$2,865 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Feb 2026 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN71233-07-067

Property Details

APN / Parcel Number

Primary APN71233-07-067
Alternative APN
  • R7123307067

Interior

Bedrooms5 Beds
Full Baths4 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area3,257 sqft Living Area
Gross Area4,556 sqft
1st Floor Area1,196 sqft
Upper Floors Area1,288 sqft
Basement Area1,196 sqft
Finished Basement773 sqft
Unfinished Basement423 sqft
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleMulti-Level
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,056 sqft (0.162 acres)
View / LotInterior
Garage TypeAttached
Garage Area668 sqft
Parking Spaces2 Parking Spaces
PorchCovered Slab
Porch Area208 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account NumberR7123307067
Street Address1970 WAGON GAP TRL
CityMONUMENT
StateCO
Zip80132-7176
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 5 VILLAGE AT MONUMENT FIL NO 3
Legal SubdivisionVILLAGE AT MONUMENT FIL NO 3
Legal Lot Number5
JurisdictionEL PASO CO
Township / Civil DivisionMONUMENT
Census Block Group1
Census Block1034
Census Tract3712

Owner

Source: El Paso County records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1970 WAGON GAP TRL, MONUMENT, CO 80132-7176
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2026Deed of Trust, Mortgage · Non-Conforming Investor Loan
CREDIT UNION OF DENVER
Feb 23, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 7, 2023Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 13, 2020Intrafamily Transfer, Transfer · VA Mortgage
FT FINANCIAL INC
Feb 3, 2020Deed of Trust, Mortgage · VA Mortgage
NBH BK NA
May 29, 2019Special Warranty Deed, Transfer · VA Mortgage
NBH BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 7, 2023 · Amount on Record
Deed SaleMar 7, 2023 · Amount on Record
Prior SaleNov 13, 2020
Deed Document Number202318472
Prior Transfer DateNov 6, 2020
Prior Transfer Doc0000184516
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEL PASO CO
Property Address1970 WAGON GAP TRL, MONUMENT, CO 80132-7176
Transaction TypeMortgage
Record UpdatedMar 5, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1970 WAGON GAP TRL, MONUMENT, CO 80132-7176

Mortgage

Document Number0000016684
DateFeb 23, 2026
Instrument226016684
Lender
NameCREDIT UNION OF DENVER
TypeCredit Union
AddressDENVER, CO 80226
Agreement
TypeNon-Conforming Investor Loan
AmountAmount Recorded
Term241 Months
DueMar 6, 2046

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEL PASO CO
Property Address1970 WAGON GAP TRL, MONUMENT, CO 80132-7176
Transaction TypeMortgage
Record UpdatedMar 5, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1970 WAGON GAP TRL, MONUMENT, CO 80132-7176

Mortgage

Document Number0000016445
DateFeb 23, 2026
Instrument226016445
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEL PASO CO
Recording DateMar 7, 2023
Property Address1970 WAGON GAP TRL, MONUMENT, CO 80132-7176
Document Number0000018472
Instrument DateMar 7, 2023
Instrument223018472
Transaction TypeTransfer
Record UpdatedMar 16, 2023
Title CompanyLAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$62.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1970 WAGON GAP TRL, MONUMENT, CO 80132-7176

Transferred To (Grantee/Buyer)

NameVerified Name
Address1970 WAGON GAP TRL, MONUMENT, CO 80132-7176

Mortgage

Document Number0000018473
DateMar 7, 2023
Instrument223018473
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053

November 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionEL PASO CO
Recording DateNov 13, 2020
Property Address1970 WAGON GAP TRL, MONUMENT, CO 80132-7176
Document Number0000184516
Instrument DateNov 6, 2020
Instrument220184516
Transaction TypeTransfer
Record UpdatedMar 8, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1970 WAGON GAP TRL, MONUMENT, CO 80132-7176

Mortgage

Document Number0000184517
DateNov 13, 2020
Instrument220184517
Lender
NameFT FINANCIAL INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEL PASO CO
Property Address1970 WAGON GAP TRL, MONUMENT, CO 80132-7176
Instrument DateFeb 3, 2020
Transaction TypeMortgage
Record UpdatedFeb 26, 2020
Title CompanyUNIFIED TITLE COMPANY INC, UNIFIED TITLE CO INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address1970 WAGON GAP TRL MONUMENT CO 801327176, MONUMENT, CO 80132-7176

Mortgage

Document Number17703
DateFeb 7, 2020
Instrument17703
Lender
NameNBH BK NA
TypeBank
AddressCOLORADO SPRINGS, CO 80918
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 6, 2050

May 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionEL PASO CO
Recording DateMay 29, 2019
Property Address1970 WAGON GAP TRL, MONUMENT, CO 80132-7176
Document Number0000057745
Instrument DateMay 24, 2019
Instrument219057745
Transaction TypeTransfer
Record UpdatedMar 8, 2022
Title CompanyUNIFIED TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$46.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1970 WAGON GAP TRL, MONUMENT, CO 80132-7176

Mortgage

Document Number0000057746
DateMay 29, 2019
Instrument219057746
Lender
NameNBH BANK NA
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

Tax Assessment & Valuation

Source: El Paso County assessment roll, as of June 1, 2026

Property Jurisdictions

TypeName
StateColorado
CountyEl Paso County
MunicipalityMonument Town
Unified School DistrictLewis-Palmer School District 38 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$43,570 (-)$617,980 (-)
2025$2,865.00 (+3.5%)$43,570 (+1.4%) Land $8,460 Building $35,110$617,980 (-3.65%) Land $120,000 Building $497,980
2024$2,768.00 (+4.02%)$42,970 (-) Land $6,700 Building $36,270
2023$2,661.00 (+9.28%)$42,970 (+29.51%) Land $6,700 Building $36,270$641,381 (+34.35%) Land $100,000 Building $541,381
2022$2,435.00$33,180 Land $5,600 Building $27,580$477,394 Land $80,600 Building $396,794

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 91% of the US · above 95% of Colorado
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF MONUMENT
serves 5,740 people · EPA ID CO0121475
Water SourceGroundwater
Last State InspectionJun 2022
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jul 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Kellin Communications
Fixed Wireless
1,000 / 220
Force Broadband
Fixed Wireless · Fiber in parts of the area
300 / 40
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20

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